Sweta Singh
Financial Services Professional
Arlington, MA
*****.****@*****.*** - 619-***-****
Seeking career opportunities in Mortgage Underwriting / Risk Analysis where I can use my past experience.
WORK EXPERIENCE
Associate Risk Analyst (Underwriting Quality Control Team)
XL Dynamics India Pvt. Ltd. - August 2012 to August 2014
Job Description
• Perform Quality Control check on all decision loan files to ensure loan documents, the origination and
underwriting of loans were in accordance with company policies, procedures, state and federal regulations.
• Analysis of all related mortgage documents (except Appraisal Report) and recalculation of all income and
asset sources to ensure underwriter correctly approved the loan.
• Complete compliance review of loans to ensure loan file is complaint with all regulatory disclosure
requirements and internal procedures and policies.
• Document findings to provide management with an accurate and detailed picture of the issue and suggest
the best possible input to resolve the same.
• Review of the delinquent loan files to provide the management with the possible reasons of delinquency.
• Maintain a thorough knowledge of all underwriting guidelines, compliance requirements and remain current
with regulation changes from government/state agencies, as well as policy changes from Agencies and
Investors and company Policies and Procedures.
• Assist department management in determining opportunities to improved quality control through training and
amendments to processes.
• Responsible for making Daily Sr. UW Activity Report, Monthly Repurchase and Indemnification Report
Relationship Manager
ICICI Securities - March 2012 to August 2012
Job Description
• Working with clients to help them make the right decisions with their accounts and explain the financial
services on offer to them.
• Setting up meetings with new clients.
• Researching the latest products and regulations.
• Looking for new sales opportunities.
Summer Intern
SPA Capital Services Ltd. - May 2011 to June 2012
Job Description
• Gained knowledge about the various practices and functions related to Financial Management Services.
• Learned about Financial Planning, Mutual Funds, Health Insurance and Income Tax Return filing.
• Prepared Project Report on "Gold ETF Comparison and Consumer Awareness".
Customer Relations Manager
Convergys - March 2009 to September 2009
Job Description
• Ensures delivery of excellent customer service through fast and accurate processing of communication, and
coordinating with other departments to resolve customer enquiries.
• Builds and maintain business relationship with clients by providing prompt and accurate service so as to
promote customer loyalty.
EDUCATION
PGDM in Finance & Marketing
Institute of Technology and Science - Ghaziabad, Uttar Pradesh
2010 to 2012
BA in Economics
Delhi University - Delhi, Delhi
2009
SKILLS
Expertise in FHA Streamline Refinance and USDA Purchase and Refinance loans; Proficient in loan origination
software: Mortgage On-Line (MOL) and Sun Soft, Microsoft Office: Word, PowerPoint, Excel (pivot, vlookup)
and Tools: Pivotal, Jabber and Spark.