OBJECTIVE:
EXPERIENCE:
WENDY BALL
Lyndhurst, New Jersey 07071
Experienced individual seeking career position within the mortgage
industry.
Funding Resources Mortgage Corporation
Quality Control/Closing Manager
Performed quality control of conventional and FHA loans for the
secondary market
Prepared loans for closing using IDS loan document program
Reviewed all data within loan origination system for compliance
Calculated closing figures for funding and ensured all closing
instructions for compliance
Ordered wires for funding of all loans from various warehouse banks
Reviewed final HUD -1 for closing
Worked closely with attorney's, title companies, loan officer's and
processor
Managed pipeline of 20 loans per month
Ordered, tracked and distributed appraisal's per HVCC regulations
Worked closely with post closing to ensure compliance
Ensured all loans were in compliance for investor purchase
MetLife Bank - Bridgewater, New Jersey
Quality Control Underwriter (Contract Position)
Underwriting secondary market FHA, Conventional and VA loans
Ensure compliance of investor guidelines and internal policy and
procedure
Review and analyze loan files for quality control and compliance
Order tax transcripts and credit reports for validation
Verification of income, assets, employment, gift and net equity funds
Validation of appraisal and credit
Work with production and operations to improve compliance and
procedures
One Source Mortgage Corporation - Hackensack, New Jersey
Underwriter
Review, submit and process conventional, FHA, Alt-A and Sub-Prime
loans to various lenders
Submit loans using DU/LP, lender web-site and manual submission
Prepare and review 1003, 1008, TIL, GFE and all disclosures
Analyze credit reports, appraisals, income/asset documentation for
compliance
Review and order title, hazard insurance and flood insurance to meet
all closing requirements
Review and submit loan approval conditions to ensure accuracy and meet
closing deadlines
Loan pricing and placement
Registered and locked loans electronically and verbally
Train and assist Loan officers to ensure proper loan structure and
loan process
Work with clients, attorneys and lenders from opening to closing of
loan process.
Prepare fee sheets and reviewed HUD-1's for closing documents and
funding
GFI Mortgage - Teaneck, New Jersey
Senior Loan Processor
Prepare and review 1003, 1008, TIL, GFE and all disclosures
Submission of conventional, FHA, Alt-A and sub-prime loans to various
lenders
Submit loans using DU/LP, lender web-site and manual submission
Review loan documentation to ensure program/investor requirements
Reviewed credit reports, appraisals and title
Processing and reviewing loan approval conditions
Work closely with investors to ensure accuracy of loan process and
closings
Work closely with title companies, attorneys and appraisers
Trained and assisted average of 12 Loan Officers in daily functions of
the loan process
Prepare fee sheets and scheduled closings
Prepared commission reports for loan officers
Interviewed and assisted in the hiring process of loan officers
Assisted Branch Manager in daily functions and operations
Process all loans using Calyx/Point
RADVision Inc. - Mahwah, New Jersey
Marketing Assistant
. Assistant to VP of Global Marketing
. Trade show coordination and planning
. Managed public relations and press library
. Promotional products planning and inventory
. Maintained and posted web site documentation
. Prepared marketing budget and budget forecasting
. Created and maintained marketing and sales database
. Provided administrative support to Marketing managers
. Maintained advertising and marketing collateral files and
production
MS Office XP Professional, MS Outlook, Word, Excel, PowerPt and Publisher
MS Project 2000, MS Access Level I and II, SAP Business Warehouse, Lotus
Notes, ACT 2005 and Typing 40/50 wpm
Bergen Community College - Paramus, New Jersey
Certification in Microsoft Office Professional and Microsoft Project
(2000)
EXPERIENCE:
2004-2005 Suntrust Bank and Mortgage - Fairlawn, New Jersey
Account Executive
Originated residential FHA, Conventional and VA loans
Prospected new clients for purchase, refinance and
construction loans
Provided customers with various loan product information
and placement
Processing of loan documentation and approval
Submitted loans under Fannie Mae/Freddie Mac guidelines
Worked closely with underwriters, attorneys, appraisers and
title companies
Researched and implemented marketing and sales efforts
within mortgage industry
SKILLS:
MS Office XP Professional, MS Outlook, Word,
Excel, PowerPoint, Publisher, Adobe Photoshop
MS Project 2000, MS Access Level I and II, SAP
(CRM), Lotus Notes, ACT 2005, QuickBooks Pro
Mortgage Software - Calyx/Point, Encompass, Pro
Lender, FHA Connection
Typing 40/50 wpm
Certification Microsoft Access Level I and II
Certification Microsoft Project (2000)
Mastering Calyx Point
EDUCATION:
FELICIAN COLLEGE- BA BUSINESS ADMINISTRATION
CURRENTLY ATTENDING ACCELERATED EVENING PROGRAM -
3.6 GPA