Michael A Alhava
**-** *** ** ? Forest Hills, NY, 11375 ? 646-***-****
******@*******.***
EDUCATION:
University at Buffalo, THE STATE UNIVERSITY OF
NEW YORK
. Bachelor's of Science in Business Administration, May 2010
Concentration: Financial Analysis
. Minor: Economics
. GPA: 3.5
BUSINESS EXPERIENCE:
Vantage Mortgage LLC/ Richman & Associates
Inc, Whitestone, NY
Junior Loan Officer & Agent, 05/08-08/08
. Strategically developed client networks through daily
telephone consultations offering refinancing, loan
modification, deed in lieu, and short sale services in the
NY Tri-State area
. Evaluated consumer loan and credit history profiles by
analyzing risk metrics to structure applications for pre-
approval amongst Senior Loan Officers
. Gained constructive Residential Mortgage industry experience
on all levels of Operations, Marketing, and Finance with
core competencies in implementing effective sales strategies
Corporate Consulting Services Ltd, New York, NY
Marketing Representative, 06/06-08/06
. Developed and managed personal database in the New York
based health and benefits brokerage firm involved in all
aspects of benefits planning and consulting services
. Prospected clients and increased customer retention and
satisfaction by 8%
Cell Tech, Forest Hills, NY
Sales Representative, 02/05-08/05
. Increased customer service by conducting cell phone
activations and keeping customers informed of monthly plan
changes
. Resolved various technical and systematic issues on a daily
basis
National Benefit Life Insurance Company, New York, NY
Marketing/Sales Representative, 10/04-02/05
. Engaged in various marketing strategies establishing a
referral system composed of telemarketing leads
. Expanded knowledge by working with experienced individuals
representing the financial services industry
SKILLS:
. Conversational in Spanish
. Strong research and data analysis skills, Basic Financial
Modeling Techniques and Applications, Extensive Knowledge of
Derivatives Markets, Keen Macroeconomic Analysis Skills
. MS Office, DerivaGem, MS Dynamics GP, MS Visio, QuickBooks,
Bloomberg, Barra, SQL Examiner, Visual Basic
. Strong written and oral communication skills
. Ability to multitask and adapt flexibly to a fast paced
environment with a persistent drive to take on new
challenges