Real Estate Loan Processor

ANDRES L. MEDINA

Alhambra, CA

Cell 323-***-****

**********@*******.***

OBJECTIVE: Loan Processor

EMPLOYMENT

September 2003- June 2010,

Fire Fighter, Los Angeles Fire Department, Los Angeles, CA.

• Responded to emergency medical calls, traffic accidents, structure fires, brush fires

and haz-mat incidents.

• Provided basic life support to patients as needed, and emotional support to family

members as needed, and performed fire inspections as part of the department’s fire

prevention program.

July 2005 – March 2006,

SBA Loan Officer, Wilshire State Bank, Los Angeles, CA.

• Underwriting SBA 7A term loans, line of credits and real estate loans. Also processed

equipment loans and issued Letters of Credit. The transaction volume was from

$500M to $25MM, with a typical loan size of $2MM. The client’s revenue ranged

from $250M to $20MM, with an average of $2-$3MM.

• Interviewed potential customers, reviewed their credit reports and helped determine

the best loan program for the customer based on their credit and financial statements

and/or tax returns. Handled disbursements for lines of credit and did collateral audits,

ensuring the UCC lien(s) were in order. Used Excel to spread the financial statements,

analyze and interpret the cash flow analysis.

• Issued letters of intent, prepared credit memos and presented loans to loan committee.

• Ordered loan documents, reviewed them for correctness, and assisted in the funding.

• After funding, I contacted the Obligor’s in order to receive updated financial

statements and tax returns. I would do UCC search to ensure 1st Lien on collateral.

March 1998 – March 2003,

Loan Processor, Bank of Canton of California and United Commercial Bank, Los

Angeles, CA

• Processed mortgage loans, home-equity lines of credit, commercial real estate and

term loans, commercial lines of credit, auto and personal loans and credit card

applications. The dollar range was from $100M to $10MM.

• Interviewed potential customers, reviewed their credit reports and helped determine

the best loan program for the customer based on their credit and financial statements

and/or tax returns. Handled disbursements for lines of credit and did collateral audits,

ensuring the UCC lien(s) were in order. Used Excel to spread the financial statements,

analyze and interpret the cash flow analysis.

• Issued letters of intent, prepared credit memos and presented loans to loan committee.

• Prepared loan documents, and subsequently ordered them, reviewed them for

correctness, and assisted in the funding.

• After funding, I contacted the Obligor’s in order to receive updated financial

statements and tax returns. I would do UCC search to ensure 1st Lien on collateral.

EDUCATION

1998 Molecular Cell, Developmental Biology, UCLA

2001 Basic Fire academy, Rio Hondo College

PERSONAL

I am fluent in English, Spanish and American Sign Language.

References available upon request.

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