Customer Service High School

***** *******, ******* ***** ***** - *********@*****.*** 951-***-****

ma

Mary Smith

Objective

To utilize my experience at a progressive company, where I can reach my

full potential to benefit the growth of the company.

Experience:

2009 -2010

Macy's Laguna Hills, CA

Cashier/Salesperson -Temp

Cashiering

Customer Service

Sales Person

2007-2007 Bank of America Brea, CA

Senior Funder

Paperless Funding

Audited files to guidelines

Meet all underwriting conditions

Wired funds and sent funding figures to escrow and broker

2006-2007 DCG Home Loans Irvine, CA

Senior Funder

Multi-state funding Alta A, subprime - 1st/2nds, HELOC's and

purchases/refinance's

Responsible for auditing loans to guidelines and in compliance with the

state

Prepared the Collateral package

Reviewed the loan documents for signatures, dates and all forms were

completed

Check and balance the HUD 1 and impounds if applied

Check the credit report for correct spelling of names, social security

numbers and check for any other mortgages and dates

Reviewed and checked date of title report for liens, mortgages, correct

endorsements and current taxes

Closing protection letter

Review payoffs

Review and check appraisal for correct name, address, date, flood zone

and if the property was "as is"

Review hazard and flood insurance for amount of coverage, mortgagee

clause name, address of insurer and length of coverage

Faxed conditions to title and branch

Signed off all underwriting and investor conditions

Verified employment before funding

Set up and faxed wire package, funded loan in the system and gave file

to shipper

2005-2006 BNC Mortgage Company Irvine, CA

Senior Funder

Multi-state wet funding subprime, 1st and 2nds and refinance's

Inputted title information, check if broker was licensed in the state

the loan was in and if the broker license was current

Reviewed the file hazard insurance, preliminary, appraisal, payoff

demands, credit report and underwriting conditions

Faxed letter to escrow of required fax documents needed to fund the

loan, required conditions and e-mailed the branch with conditions.

Verified employment

All documents were in compliance with the state

Review the fax documents and signed off all conditions then authorized

Title to fund the loan

Received and reviewed original loan documents. Put file in order and

sent to QA shipper

2005 American Home Loans Santa Ana, CA

Senior Funder

Multi-state funding Alta A, sub-prime 1st, 2nds and HELOCs

Responsible for auditing loans to guidelines and signing off

underwriting and investor conditions.

Prepared the collateral package

Check and balance the HUD 1 and impounds if applied

Check the credit report for correct spelling of names, social security

numbers and check for any other mortgages

Reviewed and checked date of title report for liens, mortgages, correct

endorsements and current taxes

Closing protection letter

Review and check appraisal for correct name, address, date, flood zone

and if the property was "as is"

Review hazard and flood insurance for amount of coverage, mortgagee

clause name, address of insurer and length of coverage

Check the payoff demand

Faxed conditions to escrow and broker and gave conditions to the account

manager

Signed off all underwriting and investors conditions

Verified if the loan was in compliance with the state

Verified employment before funding

Set up and faxed wire package and funded loan in the system and gave

file to shipper

2001-2004 Bank of America Brea, CA

Senior Funder

Responsible for auditing loans to guidelines and underwriting conditions

were met

Reviewed and inputted hazard, flood insurance, impounds and reviewed HUD

1 for accuracy.

Checked appraisal and title report, credit report and underwriting

conditions

Faxed conditions to escrow and broker

Signed off all conditions

Wired funds and faxed funding figures to escrow and broker

1998-2001 Bob Wolfe and

Associates Monarch Beach,CA

Transaction Coordinator

Prepared files for clients information and typed all clients

information in computer system

Review all disclosures and legal documents for signatures and dates.

Sent welcome letters to all clients

Ordered termite inspection.

Ordered and coordinator home inspection with buyer, seller and home

inspector.

Typed home inspection repair list and sent them to the buyer and seller.

Ordered home warranty for the buyer.

Assisted the buyers and sellers with signing escrow instructions and

disclosures and answered any questions they may have.

Spoke with escrow and funder all through escrow to ensure the closing of

the transaction was on time.

Education

High School Diploma Rogers High School Toledo, OH

Skills

Management Training: Del Carnegie and Customer service

Typing/Data Entry: 40+ WPM, Doc Drawing, Typed policies for Mortgage

Computer Knowledge: Internet, Microsoft XP, Microsoft Office (all

products E-Mail, Data Track, Doc Magic, Adobe Acrobat and Empower, MLS,

Computer Equipment: Fax, Copier and Scanning Documents

Contact this candidate