DENISE HYMAN
** **** ****** . ******, *** Jersey 07106
973-***-**** . *************@*****.***
Objective: Seeking a position as a Loan Documentaton Analyst, which
will utilize my knowledge of loan and collateral documents,
initiative and orginizational skills.
Education:
09/76-06/79 University of the West Indies (Mona) Jamaica
Bachelors' Degree in Natural Science
Experience:
12/98-10/07 CREDIT SUISSE SECURITIES, New York, New York
Analyst
Fulfilled multiple roles of increasing authority to reach
Analyst level, including Operations Specialist IV.
Played instrumental role in mitigating losses from distressed
residential mortgages by building dedicated department and
automating process for identifying delinquent mortgages.
Supported IT team by providing delinquency terms on loan
agreements and contributing to writing logic for various
terms.
Participated in comprehensive process development, from
planning through implementation.
Pursued client payments by enabling delivery of electronic
notifications regarding repurchase requirements; subsequently
notified traders to apply collection proceeds. Contributed to
collateral return and loan servicing as needed. Led effort to automate
fee collection process from sellers.
05/90-04/98 THE BANK OF NEW YORK, New York, New York
Section Manager
Spearheaded loan documentation reviews and collaborated with in-
house attorneys to resolve issues.
Undertook annual staff evaluations and salary planning.
Supervised 11 employees; provided document review training.
Slashed audit exceptions 50%+ in 4 years.
Facilitated exception item tracking and reporting by developing automated
process; new process dramatically reduced staff overtime costs.
Played key role in 3 bank acquisitions in 3 years by overseeing document
integrations and reviews.
Identified 900 exceptions, including 200 involving missing notes and
collateral, during document reviews for bank acquisitions; cleared all
exceptions in 3 months by collaborating with closing attorneys and lenders.
NOTE: Career history also includes roles as Manager of Loan Administration
at Barclays Bank of New York.
Skills: Loan Document Preparation . Loan Documentation Review . Process
Improvement
Relationship-Building . Team Leadership . Cross-Functional Collaboration .
Cost Savings
Automation . Training . Data Analysis . Loan Origination Review . Fee
Collection Process
Premium Recapture . Procedure Development . Exception Reporting .
Performance Reviews
Audit Responses . Collateral Review . Regulatory Compliance . Delinquent
Loan Recapturing
References Furnished Upon Request