Sales Marketing

Mildred Reyes

*** ******* **** *****

Stamford, CT 06902

Tel. 203-***-****

************@*********.***

Summary: Proficiency consists of administrating, operation procedures

and financial analysis. Proactive and detailed oriented; a proven team

player; who knows how to prioritize and handle multiple projects. Gained

extensive knowledge of financing and lending policies and procedures;

Experienced in a highly demanding business environment.

Employment History:

2009-Present

Independent Consultant Stamford, CT

. Offer guidance and analysis to individuals and businesses in

operations processes.

. Evaluation of the economical performance of the company

. Gather financial data, evaluate it and make suggestions.

. Assist person in taking business decisions.

. Take care of all the matters related to finance and business media.

. Read carefully financial statements and analyze sales, prices, costs,

tax rates and expenses.

. Assist in choosing niche products and market

. Predict financial risks and took preventive steps

. Provide suggestions on how to enhance infrastructure and work flow

1997 - 2008 UMAC, LLC. Stamford, CT.

Operation Manager

. Supervised senior loan processors by initiated loan

application/qualifying processes.

. Supervised senior underwriters with reviewing files and make certain

that clients met guidelines

. Ensured smooth work flow; facilitate effectiveness of 14 loan

consultants.

. Followed up with prospects and current clients on daily basis and

updated clients database

. Provided administrative support for new business development group

. Directed incoming calls; initiate new client application process,

maintain applicant record data base.

. Oversee office equipment maintenance.

. Assisted in design and implementation of computer automation system.

. Aided in streamlining application process.

. Secured new business utilizing customer inquiries and mass mailing

responses; provided product and loan options to prospective clients

. Maintained daily call records and monthly sales breakdown.

. Acquired comprehensive product line knowledge and ability to quickly

assess customer needs and assemble appropriate loan products

1996-1997 Enterprise Mortgage Acceptance Company Westport, CT.

Marketing/Event Planner

. Developed and supervised all marketing events for the sales

department.

. Prepared and managed the annual marketing budget of an approximate $3

million.

. Negotiated contracts for event services, approved suppliers' invoices,

maintained financial records, reviewed final billing and prepared

reports to make sure budgets were met.

. Managed scheduling and production of all sales and marketing

materials.

. Provided marketing information at sales conferences and other special

events

. Coordinated special events relating to current exhibits, opening

receptions, and trade shows

. Developed yearly marketing calendar

. Updated event planning calendars into computer and calendar system

. Coordinated weekly, monthly, and seasonal advertising and sales

campaigns.

1994-1996 Greenwich Capital Markets (FMAC) Greenwich, CT.

Loan Processor/Document Specialist

. Acted as Executive support to senior management and sales in the

Commercial Division

. Set up commercial loans on System

. Prepared monthly reports for CEO and account executives

. Updated commercial loan files with regard to financial statements,

financial information, etc.

. Provided support to underwrites with document findings and loan

guidelines

. Maintained appraisal files

. Coordinated loan renewals with sales Officer

. Maintained current client loan/collateral statements in file

. Maintained collateral availability controls by formula and loan

qualifications

. Performed analysis of client files and documentation

. Assisted in preparation of departmental reports and loan agreements

. Coordinated staff meetings and presentations to senior management

. Prepared monthly departmental and divisional reports for distribution

. Updated and maintained Policy and Procedure Manual on a timely basis

1992-1994 First Fidelity Mortgage Corporation Stamford,

CT.

Credit Analyst

. Provided analytical services as part of lending team.

. Analyzed/evaluated financial statements. Develop pro-forma statements

and cash flow spreadsheet to estimate clients qualification

. Document findings; prepared independent recommendations on

advisability of granting credits to homebuyers

. Established office procedures and systems.

. Updated/implemented filing system and processing procedures and

processing client billing system and bookkeeping.

. Duties included coordinating disbursement and tracking of loans with

legal counsel

. Maintained close contact with customers, real estate agents and

insurance agents

Education: University of New Haven - Bachelors in Business Administration

Skills: Bilingual - English - Spanish

Knowledgeable in Microsoft Word, Excel and Power Point.

Developed interpersonal, communication and supervisory and

managerial skills, having dealt with a diversity of

professionals

Self-motivated. Adapt easily to new concepts and

responsibilities.

Function well independently and as a team member; adapt at

creative problem-solving

REFERENCES AVAILABLE UPON REQUEST

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