Manager Assistant
Resume:
Kevin D. Ashburn, CRCM
Cumming, Georgia 30040
************@*********.***
summary
Detail-oriented compliance professional in the financial services and
mortgage software industry specializing in analyzing consumer credit
regulatory compliance issues. Strengths include developing policies and
procedures to ensure compliance with various federal and state laws along
with corresponding audit plans and reports.
Accomplishments
Managed several multi-billion dollar Saved HomeBanc Mortgage Corporation $72
relationships with125 FHLBank member million annually by vetting, selecting,
banks that ensured proper collateral and implementing high-cost software.
coverage on outstanding loans.
Served as collateral services Developed SharePoint sites that
department lead for newly implemented enhanced efficiency in tracking
multi-million dollar collateral documents as well as providing an
management system. auditable trail for policy and
procedure storage and edits.
Prevented FHLBank Atlanta from losing Minimized audit findings by
any money on member banks failures by successfully working with examiners
continually monitoring lendable from FDIC, OCC, OTS, Federal Reserve
collateral values versus outstanding and various state banking agencies.
advances.
Led efforts for mortgage servicing Successfully and effectively managed up
software product group and obtained ISO to seven direct reports.
9001 certification.
Professional Experience
FEDERAL HOME LOAN BANK OF ATLANTA, Atlanta, Georgia
2007-2010
Assistant Vice-President, Regional Collateral Manager 2009-2010
Monitored and managed member banks collateral position to ensure all
outstanding advances were covered according to FHLBank Atlanta policies.
Provided direction and answers to member banks regarding FHLBank-
established guidelines.
. Provided oversight and direction to four person collateral analysis team.
. Managed collateral verification reviews to ensure compliance of loans
being reported as eligible collateral.
. Coordinated on bank failures with the FDIC so that FHLBank's first lien
position on real estate loans was not jeopardized.
. Lead multiple collateral training workshops per year throughout the
southeast.
Assistant Vice-President, Manager of Mortgage Program Compliance
2007-2009
Managed the compliance function for the Mortgage Purchase Program (MPP),
the Mortgage Partnership Finance Program (MPF), and the Global Mortgage
Alliance Program (GMA). Ensured member banks' compliance with the mortgage
program policies and procedures along with applicable real estate lending
laws through managing third-party servicing audits.
. Continually monitored all applicable regulatory requirements to keep
FHLBank Atlanta's mortgage programs compliant.
. Oversaw and coordinated the risk management policies, compliance and
reporting of all mortgage program activities including applicable SOX
testing performed in the Mortgage Program Operations area.
HOMEBANC MORTGAGE CORPORATION, Atlanta, Georgia
2002-2007
Assistant Vice-President, Compliance and Privacy Officer
Managed overall regulatory compliance functions as required at the federal,
state, and municipality level. Audited various departments for compliance
with regulatory and investor requirements and prepared audit reports for
executive management.
. Reviewed corporate marketing materials for compliance with various
regulatory requirements, including the Gramm-Leach-Bliley Privacy Act,
CAN SPAM Act, RESPA, Reg. Z, and the Fair Housing Act.
. Developed the Corporate Security Policy and multiple supporting policies
and procedures based on the ISO 17799 standard.
. Represented the Legal and Compliance Departments on the SOX Audit and
Steering Committee.
. Worked with Office of General Counsel to obtain proper licensing and
submit appropriate documentation with multiple state and federal agencies
when taking company from privately-held to a publicly-traded company.
LONDON BRIDGE GROUP, Atlanta, Georgia
2000-2002
Compliance Officer and Documentation Manager
Monitored all federal and investor regulations that would affect the
mortgage industry from a compliance perspective in a software development
environment.
. Audited and managed all procedures and documentation to remain compliant
with ISO 9001 standards.
. Managed a staff of five technical writers to ensure that all Impact
Statements, Release Notes, and End-User Documentation were created
correctly and in a timely manner.
. Led software implementations for new clients along with software upgrades
for existing clients.
REGIONS BANK (f/k/a AmSouth Bancorporation) Nashville, Tennessee
1994-2000
Assistant Vice-President Legal/Compliance Division 1999-2000
Designed and implemented a risk-based compliance-monitoring program to
ensure proper controls were in place within the consumer and mortgage
lending divisions.
. Performed detailed sampling and testing to provide information to senior
management on compliance violations and any trends that developed. Also
responsible to see that actions were taken to correct any regulatory
violations and that processes were corrected to prevent recurring
violations.
. Researched and responded to customer inquiries made through the Federal
Reserve, the Office of the Comptroller of the Currency, and the Office of
Thrift Supervision.
Senior Business Analyst and Initiative Manager
1998-1999
Developed, trained, and reported all activity drivers for several areas
within the investment banking division including both corporate and retail
securities and bond trading.
. Project leader for development, training, and implementation of a SQL
Server-based financial planning database that tracked all financial
planning clients, activities, and associated revenues for the bank.
. Provided reports for all Series-7 securities products transactions and
sales contest reporting.
. Wrote ad-hoc reports from relational databases on a SQL Server using
Crystal Reports.
Escrow and Payment Processing Manager
1994-1998
Managed a staff of seven who worked all aspects of the escrow, payment and
payoff processing functions for a 35,000-account mortgage loan portfolio.
Made sure all RESPA, Reg Z, and various investor guidelines were followed
in escrow and payment processing.
. Developed and documented new processes and procedures for my staff to
provide first-rate service to our mortgage customers due to changing
servicing systems.
. Performed data mapping and established institutional parameters for the
mortgage servicing department during a servicing platform transition.
EDUCATION
Masters of Business Administration, Business Administration
Tennessee Technological University
Bachelor of Science, Marketing
Tennessee Technological University
PROFESSIONAL CERTIFICATION
Certified Regulatory Compliance Manager
Institute of Certified Bankers
Certified Internal Quality Auditor
Excellence Ireland
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