Carrie L. Hayes
Cell 314-***-****
Chayesinmo @ aol.com
OBJECTIVE:
To obtain a position with potential for growth and contribute to the
overall success of the organization.
Utilizing professional knowledge and problem solving skills with room for
advancement and career potential.
SKILLS:
Promote and market the company maximizing income potential. Service
customer questions, problems and concerns. Educate motivate and lead others
to provide excellent service and produce results. I am Computer literate
familiar and proficient with Microsoft Excel, Word and Outlook.
EXPERIENCE:
2007-2010 State Farm Bank First Line
Supervisor for Pre and Post Closing
State Farm Bank is a virtual bank based in MO and an enterprise of State
Farm Corporation. The start up of State Farm Bank was in 2007 servicing all
50 states.
When I started, there was no post-closing department. There are four
different sections within this department. Post Closers, Collateral,
Trailing Documents and Secondary.
. My responsibility as the Post Closing Supervisor was to create the
department hiring the right people for the right positions.
. I trained and developed all four sections of Post closing on federal
laws, state requirements, state specific documents and company
policies and procedures for all 50 states.
. An important obligation of mine was to handle all customers,
attorneys, title companies and other departmental issues including
escalated problems.
. I created reports monitoring scorecards for closing and post closing
employees.
. Suggested alternate solutions to achieve the closing and post closing
needs of customer.
. I came up with ideas and suggestions to save costs for the company
resulting in thousands of dollars.
. Helped create and integrate departmental reports for supervisor's and
management to track daily, weekly and monthly business profits and
losses in departments.
. Traveled to corporate creating presentations and presented to
different departments on (A positive attitude workforce, How to handle
external and internal customer issues, Building morale and tips for
supervisors on how to get the most from their employees.
1998-2007 First Franklin Financial Closing
Manager/ Post Closer/Closer/Doc Prep.
. Responsible for hiring and supervising of closing department and post
closing in Illinois office
. I was instrumental in start-ups of satellite offices for MN, MO, and WI.
. Relocated to MO supervising, creating and hiring personnel for closing
and post closing department covering all satellite branches.
. Traveled to other branches I trained employees on lending policies and
company procedures for each state. This included the training of
employees on federal regulations and state specific regulations within
the closing and post closing departments.
. Acted as liaison between corporate and branches.
. Maintained and audited for quality control of executed loan documents to
ensure accuracy and compliance.
. Supervised and regulated daily wire transfer and checks from and to
various title companies and attorneys.
. Researched and approved title companies with proper liabilities insurance
and updated information yearly.
. Approved all Power of Attorney's and transactions.
. Worked with Brokers and underwriters regarding all stipulations so
funding would be in a timely manner.
. Maintained all daily, weekly and monthly reports for closed and funded
loans.
. Responsible for the processing of loans and document preparation for
final approval.
. Ordering of appraisals, title work, and verification of employment.
. Coordinated closing dates with title companies and borrower
1997-1998 Direct Mortgage Partners Inc Closing/Post
Closing Managers
. I managed a closing / post closing department of 5 support personnel
. Responsible for staffing, educating and evaluating personnel
. Supervised funding of loans and intervened with all closing and
funding problems
. Handled daily wire transfers with corporate office and warehouse line
to title offices
. Maintained quality control of executed loan documents through
delivery with corporate post closing.
. Responsible for ensuring that all post closing issues were handled
promptly and properly
. Prepared all weekly and monthly reports on closed/funded loans
. Worked directly with Branch Manager, and Operations Manager
establishing procedures for compliance and providing excellence in
service and production that resulted in making Oak Brook the #1 branch
in just 10 months.
1996-1997 Cityscape Mortgage Corp Closing/Post
Closing Manager
Managed, selected, developed and evaluated a staff of 6
. Coordinated closings for brokers and lenders
. Had sign off authority to assist underwriters in clearing
conditions; pre and post closing
. Liaison between funding personnel and brokers
. Traveled to Corporate Office attending meetings, preparing
presentations, setting goals and expectations for Branches.
. Handled all post closing issues with Corporate Office
. Prepared weekly and monthly reports for closed/funded loans
. Trained all new employees on all company products in market
. Designed and implemented a training manual for various state
specific products
. Ensuring that closing documents were prepared correctly
1995-1996 Third Federal Financial Closing/Loan
Processor
1991-1995 Crestar Mortgage Capital Corp Closer
1988- 1991 GE Capital Mortgage Loan Processor
References:
Available upon request