MANUEL J. VINCENTE
** ********* **. **********, ** 02864
(401) 529-
**** . ********@***.***
PROFILE
* Experienced CDL driver with professional background in finance &
retail food industry. Possess ability to effectively drive revenue
growth by integrating comprehensive industry knowledge, persuasive
communication skills, and proven relationship-building talents.
Graduate of the New England Tractor Trailor Training School with
endorsements in top tenth of class. Ability to apply core strengths
and skills via career flexibility in a difficult economy.
_________________________________ Core Strengths
_________________________________
. Client Relationship Management . Company Advocacy
. Revenue Expansion
. Problem Solving
* Personable, knowledgeable, and trustworthy with the ability to provide
the consultative expertise and counsel needed to instill client
confidence. Highly cognizant of the critical importance of
establishing and maintaining positive client relationships to generate
referrals and achieve long-term profit-building goals.
PROFESSIONAL EXPERIENCE
JSE Enterprises, Lincoln, Rhode Island
4/2009 -Present
Office, Sales, Driving
Hired to expand logistics of service covering a 700 mile radius of work
sites by
engeneering /pipe laying firm with major government contracts.
. Coordinated daily deliveries of job materials to sites
. Surpervised all appropiate documentation
. Provided updates to clients - identified potential cost savings in
transport of materials
. Delivered major loads to all sites / Backhauled supplies to jobs
within 700 mile radius.
South County Mortgage Corporation, Exeter, Rhode Island 2001 to 2008
Mortgage Broker
Hired to expand revenue streams generated from the sale of conforming and
nonconforming loans for this top-rated mortgage brokerage serving the
residential marketplace. Consistently meet or exceed bottom-line profit
goals to maintain positioning as one of the company's top producers.
. Follow up aggressively on leads to capture new accounts with a focus
on effectively advocating for available mortgage loan products within
a highly competitive business climate.
. Develop loan prequalification profiles and analyze risk levels by
reviewing credit histories, assessing aggregate assets, verifying
employment income, and calculating debt-to-income ratios.
. Structure, present, and explain loan programs that are aligned with
clients' financial profiles and provide consultative expertise and
advice to improve borrowing outcomes for debt-challenged individuals.
. Establish and cultivate strategic business relationships with realtors
in Rhode Island and Massachusetts to broaden the base of a well-
established referral network.
. Manage client relationships at all service levels throughout the
complete mortgage origination/sales cycle from initial application to
final funding/closing.
. Interface directly with banking executives, attorneys, title company
representatives, credit company representatives, and corporate
underwriters to respond to specific inquiries, address emerging
problems, coordinate processing timelines, and expedite closings.
. Serve as the liaison between clients and all involved parties to
facilitate critical business communications.
. Forge and sustain solid business alliances with wholesale lenders to
maximize yield spreads and effectively grow bottom-line profits.
. Compile and assemble submission packages in accordance with wholesale
lenders' proprietary protocols.
Marketing Specialists, Canton, Massachusetts 1999 to 2001
Retail Supervisor
Provided strategic operational oversight of 12 retail merchandising
specialists engaged in the implementation of
point-of-sale product-display plans to fulfill contracts for national
supermarket and mass-market accounts in a territory that included Rhode
Island, Massachusetts, New Hampshire, and Maine.
. Ensured the execution of distribution and merchandising initiatives
with managerial efforts centered on meeting critical deadlines while
verifying compliance with proprietary product-placement plans.
Continued
MANUEL J. VINCENTE - Page Two
Marketing Specialists, Canton, Massachusetts
Retail Supervisor . . . continued
. Interfaced directly with chain-store managers, store-level managers,
and department managers to assess, modify, and coordinate
merchandising programs.
. Trained new hires in tactical merchandising techniques and monitored
field performance to maintain alignment with corporate-defined
distribution goals and new-item cut-in objectives.
. Served as the team captain to direct field operations for product-line
resets during new-store openings and product launches. Met challenge
to effectively coordinate product placements without compromising or
infringing upon the merchandising strategies of in-store competitors.
. Earned distinction as the recipient of numerous corporate awards for
exemplary performance across all areas including strategic
negotiations, product distribution, and customer relationship
management.
. Leveraged relationship-building talents and negotiating skills to win
optimum placements for product lines sold by major independent
accounts and prominent chains including Stop & Shop Companies,
Hannaford Brothers Company, and Shaw's Supermarkets.
Eastern Sales and Marketing, Needham, Massachusetts 1996 to 1999
Broker Specialist
Managed a regular route with accountability for executing merchandising
plans at mass merchants and major independent retailers in a territory
that included Massachusetts, Rhode Island, and New York's Capital
District.
. Ensured the achievement of product cut-in and new-product launch
objectives by effectively negotiating space-allocation arrangements
with managers and by capitalizing on tactical merchandising skills.
. Chosen by senior-level management to represent major independent
clients during strategic planning meetings with Wal-Mart Corporation
representatives in Arkansas.
. Optimized sales across all product categories by accurately
interpreting regional demographics and assessing consumer purchasing
patterns.
. Honored as the recipient of multiple "Distribution Awards" for
exceeding product-placement and merchandising expectations for major
national brands.
LICENSURE
Licensed Mortgage Broker (Rhode Island)
Commercial Drivers License Class A w/endorsements (Rhode Island)
EDUCATION
University of Rhode Island, Kingston, Rhode Island
New England Tractor Trailor Training School, Pawtucket, Rhode Island
LANGUAGES
- Fluent in Portuguese.
- Conversational skills in Spanish.
REFERENCES
Furnished upon request.