Kristal Rybicki
*B Copp Street, Nashua, NH *****
Phone: 603-***-****
*******.*******@*****.***
Summary of Qualifications
Dedicated claims associate with comprehensive management, legal and
insurance experience. Demonstrated ability to successfully analyze,
negotiate and resolve complex insurance claims.
Professional Experience
RiverStone Claims Management
Manchester, NH
Latent Case Manager May 2006 - December 2008
. Strategic analysis and management of commercial accounts involving toxic
tort bodily injury claims, products liability, civil rights, workers'
compensation claims, commercial auto, inland marine, property damage and
hazardous waste claims. Insurance coverage analysis and determination
through legal research, insurance policy interpretation, case law
research, choice of law analysis, coverage opinion review.
. Account documentation and updates, reviewing medical reports and claim
files, reinsurance reporting, analyze and proposition of insurance
allocation methods, reserve analysis and projection, including financial
and statistical data analysis and management.
. Settlement agreement analysis and review, legal liability analysis,
review of legal, medical and court documents, commercial litigation,
trial reporting, litigation management and strategy including negotiating
and authorizing settlement payments.
. Management and retention of outside defense counsel and coverage counsel.
Review and approval of litigation plan & budgets and billing invoices.
Claim Assistant June 2004 - May 2006
. Account specific updates, insurance policy review and verification,
settlement payments, drafting coverage analysis letters, insurance
coverage charts, correspondence and statistical data retention and
management.
. Research, compile and verify data for use in analysis of coverage
allocations, billing, financial and account information.
. Successfully manage accounts for Case Managers during absences, involving
responding to email, phone inquiries, settlement payments and status
updates.
Administrative Coordinator December 2002 - June 2004
. Provided administrative support for eight case managers and training for
new employees, including acknowledgement of new claims and the processing
and set up of new accounts in computer systems.
. Compiled account and policy information by researching Access and Excel
databases and online resources.
. Access database creation, maintenance and modifications to ensure
seamless end-user functionality.
. Coordinated with help desk and IT department to aide in the development
of new processes and systems database design and created online user
manuals for operations database for company intranet.
TICS Corporation
Seminole, FL
Office Manager November 2000 - August 2001
. Managed projects and installations for telecommunications and phone
systems for southeastern United States region.
. Answered calls for customers in need of service, resolved customer
issues, drafted and mailed letters to potential customers with company
information booklets.
. Managed payroll for fifty technicians including hiring paperwork for new
employees.
. Billed job costs and materials in computer database and ordered office
supplies and materials needed to complete work orders.
Education
Southern New Hampshire University
2003 - Present GPA 3.7
. Bachelors of Science in Business Administration
Rockhurst University
Classes Completed
. Microsoft Excel Techniques Beginner, Intermediate, and Advanced.
. Microsoft Word Techniques Beginner, Intermediate, and Advanced.
. Time Management and Organization Skills for Busy Professionals.
RiverStone Claims Management
CLE Classes
Attended and participated in Continuing Legal Education (CLE) classes
presented by outside counsel and experts for legal research, Westlaw, Lexis
Nexis, TreeAge Pro, product liability, rules of civil procedure, evidence,
negotiations, asbestos, mold, lead, hazardous waste, silica as well as
state specific case law developments and updates.
Professional Designations
New
Hampshire
Insurance
Department
. New Hampshire Property and Casualty Adjuster's License (currently
inactive)