JOHN RIVERA
** ******** **** ( North Babylon, NY 11703 ( H: 631-***-**** C: 516-524-
**** ( *********@*****.***
QUALIFICATIONS
Finance Professional with more than ten years of quantitative and
analytical experience with specialization in:
Structured Finance ( Asset Management Performance ( Risk Forecasting ( SEC
Compliance and Reporting
Training and Development ( Investor and Analyst Relations
PROFESSIONAL EXPERIENCE
STANDARD & POOR'S, New York, NY
1999-2009
Director - Structured Finance (2008-2009)
Associate Director (2004-2008)
Monitored rating surveillance process for existing rated securitizations
backed by residential mortgage loans, asset-backed securities and other
structured finance assets. Provided thought leadership initiatives to
enhance analytics and research.
. Involved in the development of rating assumptions, methodologies, and
criteria of outstanding RMBS securities.
. Evaluated credit profile and ratings on over $475 billion in securities
supported by residential mortgages.
. Ensured regulatory compliance related to RMBS surveillance process.
. Published insightful and focused quarterly collateral performance and
research reports.
. Coached and developed training for Structured Finance M.B.A. Associate
Program.
Ratings Analyst (1999-2004)
Performed surveillance review of outstanding RMBS transactions for
potential repositioning of ratings, research and commentary.
. Teamed with senior analysts to develop and maintain surveillance process
tools.
. Prepared and formulated rationale for rating recommendations to
committee.
. Reviewed legal documents and performance reports to develop in-depth
knowledge of portfolio.
CHASE MANHATTAN BANK, New York, NY
1997-1999
Insurance Adviser
Cultivated and managed existing client relationships of high-net-worth
individuals and related businesses. Coordinated events and seminars for new
business development.
. Redefined and contributed to short and medium range insurance goals for
branch centers.
. Coordinated insurance portfolio for small and middle market business
owners.
. Licensed registered representative with NASD: Series 6 & 63.
NEW YORK LIFE, Melville, NY
1995-1997
Financial Service Agent
Provided financial needs analysis. Designed successful customer-focused
programs according to client risk profiles.
. Two-time Agent of the Month, awarded for superior revenue performance.
CITICORP SECURITIES, Long Island City, NY
1991-1995
Investor Loan Accountant (1994-1995)
Proactively monitored primary servicers for potential events of default and
ensured servicing standards were in accordance with Trust Agreements on
fixed and adjustable rate MBS pools.
. Successfully monitored servicer's compliance with reporting policies and
procedures.
Delinquency Specialist (1991-1994)
Monitored and reported delinquency status of $7 billion mortgage-backed
securities portfolio as the Master Servicer and implemented loss mitigation
strategies utilizing predictive analytics and valuation methods.
. Identified default trends based on product type, geographic location, and
seasoning.
EDUCATION
Certificate in Project Management, Stony Brook University Executive
Education (Fall 2009)
M.B.A. Banking and Finance, Townsend School of Business, Dowling College
(2005)
B.B.A Finance, Frank G. Zarb School of Business, Hofstra University (1989)
COMMUNITY INVOLVEMENT
North Babylon Recreation Coach: Boys Baseball grades 3-5 and Girls Softball
grades 6-8.
McGraw-Hill Special Olympics Volunteer.