Analyst Financial

ALEXANDER KRIVOV

******@****.*** *** Briny Ave, Pompano Beach Florida, USA 33062 786-***-****

SUMMARY

MBA graduate with strong analytical capability, good written and oral communication skills and a keen interest in

finance. Seeking employment as Junior Multifamily Underwriter.

EDUCATION

South Florida Center for Financial Training, Miami, Florida May 2009 – July 2009

Credit Analyst Certification

Nova Southeastern University, Ft. Lauderdale, Florida March 2009

Master of Business Administration: Concentration in Finance

Florida International University, North Miami, Florida April 2007

Bachelor of Science in Hospitality Management

EXPERIENCE

First Capital, Boca Raton, Florida October 2009 - Present

Credit Analyst

• Performed in-depth credit analysis of current and potential customers and guarantors

• Prepared committee reports and made credit recommendations

• Reviewed and interpreted credit agency information to establish credit worthiness

• Established customer credit lines of up to $50,000 without supervisory review

• Interacted with clients and their customers on a routine basis

• Supervised collection activity on delinquent accounts

Premier American Bank, Miami, Florida September 2008 – October 2009

Credit Analyst

• Received and reviewed credit applications

• Researched borrowers’ and guarantors’ financial background

• Reviewed personal and corporate tax returns

• Performed ratio analysis using Moody’s Financial Analyst program

• Created repayment scenario simulations

Merrill Lynch Global Private Client, Miami, Florida March 2008 – July 2008

Intern

• Provided ad hoc support to a team of four Financial Advisors

• Obtained the Bloomberg Equities Certification

OTHER

Moody’s Financial Analyst, Bloomberg Equities Certification, Dunn&Bradstreet, Experian Credit Data,

Native Russian, Fluent English, Basic German

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