Manager Vice President

JoEtta Colquitt

*** ***** *****

(***) ***-

****

Princeton, NJ 08540

******@***.***

GLOBAL CREDIT RISK MANAGEMENT PROFESSIONAL

Credit Analysis & Research ( Credit Review ( Basel Accords ( Portfolio

Management ( Credit Rating Systems

International & Corporate Finance ( Fortune 500 ( Project, Structured &

Trade Finance ( Private Banking

Asian, European, Emerging & Capital Markets ( Energy, Utilities, Airline &

Transportation Industry Analysis

Corporate, Syndicated, Hi-Yield & Distressed Debt ( Business Development (

Credit Training & Development

PROFESSIONAL EXPERIENCE

3iAnalysis, Senior Credit Analyst, New York, NY

2007 - Present ( Performs

due diligence and engages in editing and rewriting of credit reviews.

( Reviews and approves credit

research for fixed income, high yield and related debt transactions.

Credit and Risk Management Consultant

2003 - Present

. Multiple long-term assignments for major financial institutions including

Citibank Private Bank (Switzerland, London and New York), Women's Venture

Fund, The McGraw-Hill Co., HSBC and MF Global in the areas of credit risk

management, corporate credit research and analysis, credit training and

global compliance. Representative client engagements include:

o HSBC Bank USA N.A.: Brought in to help bank outsource the

corporate credit department to India, which included preparing

credit analyses on new and existing corporate, project and

structured finance transactions. Trained credit analysts in

Bangalore India.

o Citibank Private Bank: Mapped regulatory compliance requirements

to the Risk Control Self Assessment for CPB's New York, Switzerland

and London branches. Reviewed credit policies and procedures for

Basel II, wholesale banking and capital market products to support

credit risk measurement performance framework for Citibank Private

Bank (CPB) New York, Switzerland and London branches.

o MF Global: Developed and delivered customized credit training

courses for entry level analysts with emphasis on evaluating

borrowers debt capacity for commodity (energy, metals and mining)

transactions.

FT Knowledge (a division of the Financial Times), Director, New York, NY

2002 - 2003 ( Developed and delivered

training courses in Corporate Credit Risk, Credit Portfolio Management,

Corporate

Finance and other related subjects for the solutions and public

training curriculums.

Korea Development Bank, Vice President & Senior Credit Analyst, New York,

NY 1999 - 2001

. Served on the Senior Credit Committee as the Lead Credit Manager for all

securities, export, project, structured and syndication finance for Asian

companies doing business in North and South America along with other

geographical regions. Prepared and determined credit opinion on all new

and existing transactions.

. Established, developed and implemented the Credit Departments'

infrastructure including the branch credit risk rating system,

underwriting policies, and other reporting systems, which resulted in

improving the branch's regulatory credit rating from 4 to 3.

. Developed and implemented a restructuring plan for impaired loans that

resulted in reducing distressed debt by over $1 billion.

Corporate Catalyst Inc., Vice President, Corporate Finance Credit Analyst,

Greenwich, Ct 1996 - 1999

. Marketed financial advisory services. Worked with closely-held high net

worth business owners to develop business plans.

. Delivered investor presentations. Analyzed changes in credit, industry

and market risk exposure in emerging and overseas markets. Performed

financing due diligence, acquisition searches, and venture negotiations.

. Initiated and closed over $20 million in debt and equity financing and

generated additional fees through aggressive client development for

acquisition searches.

JoEtta Colquitt 609-***-****

/******@***.*** page 2

Chase Manhattan Bank, N.A., Vice President - Global Risk Analyst New York,

NY 1994 - 1996

. Developed complex models to compute and monitor global market risk

exposure relating to foreign exchange, currency options, capital markets,

bullion and commodities and managed funds.

. Managed the worldwide implementaion for the Enhanced Risk Dollar

Measurement System (Erdms); roll-out for

Erdms risk management system was completed in London, Hong Kong, Brazil

and Tokyo.

. Developed, enhanced and refined the Risk Capital Assessment performance

methodology; which reduced global market risk exposure by over 150%.

The Long Term Credit Bank Of Japan, Ltd., The Americas Credit Division, New

York, NY 1992 - 1994

Assistant Vice President - Credit Analyst

. Reported to Division CEO and Senior Managing Director of the Americas.

. Served as Lead Credit Manager on $4.5 billion loan portfolio for Fortune

500 syndicated and wholesale lending transactions, ranging in size from

$25 million - $1.5 billion; reviewed, analyzed and approved credit

facilities for airlines, aerospace, project finance, utilities, energy,

airlines, telecommunications and transportation firms as well as

sovereign and public finance.

. Managed loan portfolio for risk and industry exposure; prepared country

risk assessments and portfolio-related industry studies and reports.

. Developed and enhanced credit policies; developed privatization lending

policies for the bank's North American offices; created energy and

transportation deals for financing transactions in Canada, Indonesia,

Mexico and Japan; devised an energy loan portfolio in Latin American oil

producing countries, all of which resulted in a 25% increase in the

aggregate portfolio.

The Hongkong And Shanghai Banking Corp. Ltd., Guam, Marianas 1988 - 1992

Credit Manager, Corporate and Overseas Banking

. Managed all mid-market company lending within the credit division;

maintained and expanded corporate accounts with new and existing

business.

. Increased loan portfolio by over $50 million and saved 68% of the

seriously at risk accounts.

. Marketed international and trade finance banking services to

multinational and off-shore companies.

Mercy College, Dobbs Ferry, New York

1997 - 2005

Adjunct Professor - Business Department for International Business

Courses

Parson's School of Design and Management, New York

2007 - 2009

Adjunct Professor -International Business and Finance Courses

PUBLICATIONS

JoEtta Colquitt, "Credit Risk Management: How to Avoid Lending Disasters

and Maximize Earnings", The McGraw-Hill Co., May 2007.

EDUCATION

Wharton Executive Education, UBS Fellowship Program for Professional Women

M.B.A., International Management, Monterey Institute of International

Studies, Monterey, CA

University of Cannes College de International

Attestation, University of Paris, La Sorbonne - Working Knowledge of French

B.A., Business Administration and Economics, Marygrove College, Detroit, MI

Credit Trained at HongKong and Shanghai Banking Corp. Ltd. (HSBC)

PROFESSIONAL AFFILIATIONS

Financial Women's Association of New York; The Asia Society of New York;

Association of MBA Executives, Inc.

World Affairs Council, Monterey, CA Chapter

HONORS

Listed, "The World Who's Who of Women," International Biographical Centre,

Cambridge, England

Listed, Barron's "Who's Who in Global Banking & Finance"

Vice President, Board of Directors, Martin Luther King Concert Series,

Brooklyn, NY

Contact this candidate