John F. McGowan
**** * ******** *** ( Tucson, AZ 85718
520-***-**** Home 520-***-**** Cell ( **********@***.***
Relationship Manager - New Business Development
Driving revenue growth, opening new sales opportunities through the
development of strategic client relationships and key business
alliances
High-energy relationship manager with a proven Core Expertise:
record of success in leading teams and driving Strategic Planning
sales. Trusted business partner with consultative Client Development
approach; a consummate business development Targeted Marketing
specialist who is highly effective in leveraging Sales & Service
sales and service expertise to open new avenues of Public Relations
business and retain client accounts long-term.
Respected, hands-on leader known for ability to
motivate teams to achieve outstanding results.
Incisive business manager valued for skill in
building new business alliances and developing new
revenue streams.
PROFESSIONAL EXPERIENCE
Licensed Realtor
Zip Realty, Tucson, AZ January 2010 to present
Relationship Manager II - Vice President
JP Morgan Chase, Tucson, AZ October 2008 to June 2009
Attracting new business and developing new revenue streams
Joined business banking team with responsibilities for business development
and relationship management for medium size business clients ($ 10 - $100
million in revenue).
. Manage 120 client portfolio consisting of $ 30 million in commercial
loans and $ 40 million in deposits.
. Profile new and existing commercial clients to develop new loans and
deposits while maintaining strict adherence to established credit
policies, with emphasis on risk control.
. Analyze financial statements to ensure requests meet underwriting
guidelines with emphasis on liquidity, leverage, and cash flow.
. Maintain aggressive customer and prospect calling schedule.
. Provide high level of customer service to business clients and manage the
banking relationship.
Senior Vice President
Union Center National Bank, Union, NJ, 1996 to 2008
Drove growth...successfully attracting new business and developing new
revenue streams
Reporting to CEO, led team of 4 business development officers in expanding
client base and driving revenue growth for bank with $1.1 billion in
deposits. Developed business relationships and implemented strategies to
market and promote bank products and services to business clients. In-
housed and assumed management of $1 million marketing/advertising function.
Team Leadership/Business Management Expertise
. Led business development team to excellence, consistently exceeding
departmental goals for new deposits and commercial loans. Effectively
coached and mentored team to maximize production.
. Implemented public relations initiatives that gained extensive exposure
for bank in local community, opening doors for future business.
Participated in broad range of networking opportunities to establish
presence and build sense of trust among prospective clients.
. Initiated differential database marketing, launching strategic marketing
campaigns that were highly effective in attracting new clients by
targeting products and services to specific demographic groups.
. Introduced online banking, designing website that was key tool in
attracting and retaining customers. Assembled and led team that
successfully launched website in stringent 6-month timeframe.
. Saved $150,000+ per year by in-housing previously outsourced advertising
function, successfully running it as income center for 10 years.
New Business Development & Revenue Generation Successes
. Established stellar record in generating new business, achieving an
average of $7 million in new deposits and $5 million in new loans over 10-
year period, substantially exceeding all goals.
. Developed government market that brought in $70 million in new deposits
over 4 years.
. Introduced creative products and services as means to increase revenue.
Among successes:
< Added courtesy overdraft protection, with client opt-out option, to
all accounts, generating $400,000 in fee income in first year alone.
< Offered low-cost incentives on CD and money market accounts that were
successful in attracting $200 million in new deposits, far exceeding
$18 million target.
Vice President/Business Development Officer
Bank of New York/National Community Bank of New Jersey, Maywood, NJ, 1985
to 1995
Led business development efforts during period of substantial revenue
growth
Recruited to join business development team, developed relationships with
community businesses to market and promote bank products. (Bank of New York
acquired National Community Bank in 1992.)
. Implemented business development strategies that were instrumental in
generating millions of dollars in new loans and deposits.
. Earned recognition as top producer for commercial business accounts for 4
straight years.
Branch Manager/Business Development Officer
Commercial Trust Company of New Jersey, Jersey City, NJ, 1983 to 1985
Managed branch operations and implemented programs to attract new customers
and expand relationships with existing ones.
. Completed formal credit training to support loan business.
EDUCATION
BA Degree in Public Administration, Kean University, Union, NJ