Manager Sales

RICHARD A. MIZE

*** ******* ******

Alabaster, Al. 35007

***- ***- ****

***************@*****.***

OBJECTIVE

Ascertain a career where personal and professional growth can be achieved through leveraging

my skills.

QUALIFICATIONS

Twenty seven years combined experience within a consumer credit and legal environment.

Proficient with collection laws and procedures. Business operations, direct supervision of staff

and customer services.

EXPERIENCE

Chilton Paving and Asphalt, Alabaster Al. Corp. Credit Manager (4-2007 to 10-2009)

Manage the corporate credit function; monitor and report the company’s credit exposure. Develop

financial evaluations and procedures to control potential credit losses. Direct supervision of

accounts receivable / billing staff. Perform credit evaluations of new accounts. Interface with

customer and sales staff to resolve any issues at hand. Maintain all credit functions for seventeen

plant locations. Strong knowledge of Alabama, Florida, Georgia and Mississippi Lien and

Bankruptcy laws. Implementation of corporate credit, collection policies and procedures. Prepare

month end reports and reconciliations for senior management/ owners. Ensure compliance to all

federal and state Fair Debt Collection Laws.

Vulcan Interior Products, Inc. Calera Al. Credit Manager (2-2005 to 4-2007)

Manage the corporate credit functions; develop financial evaluations and procedures to control

potential credit losses. Direct supervision of accounts receivable and billing departments. Perform

credit evaluation of new accounts. Interface with customer / sales department to resolve any

issues at hand. Due diligence of accounts to determine best method of resolution. Contact

customers that are approaching legal status to resolve issue and or to initiate litigation process,

assign attorney, monitor until matter resolved. Prepare month reports and reconciliations for

senior management. Ensure compliance to all federal and state Fair Debt Collection Laws.

Wachovia / SouthTrust Bank, B’ham Al. Corporate Collection Supervisor, Asst. VP

(1999 to 2-2005)

Supervise 14 Consumer Loan team members that consistently exceeded company set goals.

Manage/ monitor automated consumer collections dialer for entire company. Train and mentor

team members on collections practices, laws and general litigation issues to increase proficiency

and productivity.

Wachovia / SouthTrust Bank, B’ham Al. Foreclosure Manager (1999 to 2-2005)

Managed ALL facets of consumer foreclosure proceedings (residential and commercial). Due

diligence of accounts to determine best method of resolution. Manage all attorneys assigned to

each account. Manage realtors, sale of property. Represent Bank in court proceedings.

RICHARD A. MIZE

Nationscredit Financial Services, B’ham Al. Senior Collection Rep (1989 to 1999) Managed

14 Branch receivables in 5 states averaging $142 million in consumer volume. Responsible for

review and decision of all accounts in portfolio that faced repossession, foreclosure, or legal

proceedings. Consistently ranked in top ten percent of my peer group.

Young Investments, Inc. d/b/a Rent World, B’ham Al. District Mgr. (1983 to 1989)

Responsible for all operations at all locations of a consumer goods leasing company. Functions

included training of employees, marketing strategies to increase exposure and sales. Lease

negotiations, store interior designs. Accounting details, maintaining inventory levels, purchasing of

inventory, monitor & maintain balance on rent / collections for all locations. Through my leadership

and direction the company opened three additional stores that consistently showed sales growth

while maintaining minimal losses.

Education

Jefferson State College: General Business and Accounting Courses

Hewitt Trussville High 1980

Computer Skills

Command Series, Trend Software, Microsoft Office, Lotus Notes, Word Perfect, Ensemble Pro,

Melita Dialer, AS400 Mainframe

References

Personal and professional references available upon request.

Contact this candidate