Cynthia D. Ragland **** East **th Pl. Indianapolis, IN 46226
Home: 317-***-**** Cell: 317-***-****
Summary
A highly qualified loan-servicing specialist with strong experience in
documentation
review and detail. A self motivated person who has excellent communication
skills. A
good team player who has a positive attitude. A individual who is
trainable and flexible
and who works well with other people. A high ability to motivate and
encourage others.
Strives to protect and serve the best interest of the employer in business
related
circumstances.
Experience
1979-2008 National City Bank/Merchants Bank Indianapolis, Indiana
2004-2008 Documentation Services
Reviewed documents returned by administrative assistants in an effort to
correct previous errors. Determined if documents met expected standards.
Worked closely with branch managers and administrative assistants,
instructing them in methods to correct errors in submitted loan documents.
Reviewed and filed mortgages and vehicle in various counties. Followed up
on recordings.
Audited flood insurance reports making sure that required flood insurance
was in place
on bank owned property. Worked closely with flood insurance servicing
agency.
1998-2003 Commercial Loan Operations
Performed review of contracts and notes to assure correctness. Dealt with
branch
managers, and administrative assistants. Prepared loan set-up. Input new
loans into system.
Maintained loan servicing, entering advances and payments into system.
Researched information for bank's Legal Department, regarding bankruptcies,
foreclosures and tax sales. Advised bank officers of findings. Researched
for bank's Risk Regulatory Department flood audit. Required communication
with bank managers, loan officers, administrative assistants, and insurance
companies.
1995-1998 New Loan Processor
Coordinated with car dealerships to correct paperwork pertaining to
contracts and warranties. Processed and input car and boat loans into the
system.
1979-1995 Consumer Lending Collection Adjustor
Handled collection of delinquent credit cards and installment loans.
Worked with customers, bank managers and administrative assistants. Worked
with customers to develop payment and budget plans. Collaborated with
collection agencies, attorneys, and repossession agencies.
Achievements
Recognized by administrative assistants' manager with "Champion Award" for
excellence in helping administrative assistants in clearing and correcting
their error reports. Recognition from individual administrative assistants
for willingness to help, and sound advice - Documentation Services.
Two time "Employee of the Month". Recognition for "Pace Setters"
participation (office morale boosters) - Commercial Loan Operations.
Education
1972 - 1974 Indiana University - Bloomington, Indiana
Health and Recreation Coursework
Personal
. Active Church member working in and establishing various ministrie
. Wedding and events coordinator
. Published author.