RUDY SANDIGO
Bloomington, Ca. *2316
*********@*****.***
OBJECTIVE
Seeking a position with your company where my skills, training and
experience can be effectively utilized with opportunity
for professional growth.
EDUCATION
UNIVERSITY OF LA VERNE, CALIFORNIA
DIPLOMA: Bachelor Degree in Business Management. 06-93
WATTERSON COLLEGE WEST COVINA CALIFORNIA
DIPLOMA: Associates of Arts Degree in Business. 08-96
Microcomputer Administrative Assistant.
COMPUTER SKILLS
Optis 1 & 2, PowerPoint, Genesis 2000, LPS Software
Accounting, Loan Works, QuickBooks, Edge, LexisNexis
HIGHLIGHTS OF QUALIFICATIONS
16 Years of strong experience in mortgage loans (government FHA & CONV -
203K)
Conventional purchase and refinance)
Excellent communications skills
Make quality service to customer a # 1 priority
Bilingual/Biliterate in Spanish and English
Highly self motivated and determined.
Strong time management and organization skills
A great attitude and friendly personality
PROFESSIONAL EXPERIENCE
11/09 To Present
Well Fargo Bank
Mortgage Loan Specialist
Initial review of new Loans to include the accuracy of Credit report,
Appraisal Report, Insurance
Social Security number and Dob, make the decision on loan applications up
to the conforming loan limits one two units properties verifies customer
income documentation, resolve routine title issues including but not
limited to the following: vesting issues, child support liens, judgment
liens, mechanic liens and undisclosed liens reconveyances, processes
subordination, resolves appraisal disputes, executes closing
Documentation collection of outstanding suspense approval condition ensure
appraisal reviews, escrow
Title payoff and refinance verification are ordered in a timely manner.
Responsible for processing residential home loans FHA, Conventional and VA
Knowledge of running application through LP and DU
Programs have ability to monitor and meet deadlines proficient in with
tracking information .
Ensure file meets minimum documentation/product guidelines, process loans
according to established timelines, standard process flow regulations and
procedures, complete required checklist/worksheet.
Creative and have motivated attitude excellent organizational abilities,
attention to details.
2/05- 10/09
U.S. Home Lending Corporation
Senior FHA - 203K Loan Processor
Prepare mortgage loan file by reviewing loan application clarifying or
obtaining
Additional information. Confirm mortgages loan application information by
mailing
Verification forms contacting verification sources.
Under various loan programs in accordance with policies & procedures, set
up files and
Order all necessary exhibits for appraisal and credit reports, check
alternative
Documentation for accuracy and potential problems, order title insurance,
flood and tax
Certificates reviewing for problems upon receipt, review all documents
thoroughly before
Submission to underwriting obtains and review documents for acceptability
against loan
Conditions communicate with the loan officer; coordinate with buyers,
sellers, title
Companies escrow agents and real estate agents to obtain additional
documentation
Complete loan submissions and prepare file for closing and update the
conversation log as needed.
Experience with FHA, DU, LP, CLUES & CONV loans.
5/96- 1/06
Washington Mutual Bank
Senior FHA Loan Processor / Sales Assistant
203 Processor
Review loan packages, input data into the system.
Followed-up on appraisal, titles, income docs and other documents.
Submit file to underwriter in house
Cleared file for closing obtain order doc form from the broker once file is
ready for docs
Prepared file for docs lock file prior of docs being done
Set up brokers thru the website help them navigate the system with new
files.
Guide the processor and the brokers with our products and pricing.
Set up meeting with the brokers to explain our system and how Washington
Mutual
Process Works. Doc Drawer/Funding Assistant draws docs in accordance of
section 32
Regulations. Review returned docs and prepare collateral packages for the
warehouse.
Communicate with escrow, title and broker to ensure all conditions are met.
Set up for funding.
Reference: Personal and Professional reference available upon request.