Real Estate Project
Resume:
JASON M KILE
*** ******** *****, *********, ** **221
Phone: 615-***-**** E-Mail: ************@***.***
Professional Summary
Self-directed professional with 7 years experience and increasing
responsibility in the Finance Industry. Strong communication skills in
relating to internal/external customers; skilled problem solver; steady
reputation for strict attention to detail and recognized computer and
mathematical background.
Education
Masters in Business Administration (MBA)
Keller Graduate School of Management, Alpharetta, GA
(Currently preparing for the CFA exam)
Bachelors of Science in Business Administration
Devry University, Alpharetta, GA
Major: Bachelors of Science in Business Administration:
Business Information Systems
Professional Experience
CIGNA Corporation, Nashville, TN
Contract position through Kaztronix, LLC
Senior Financial Analyst (2010-Present)
Responsible for analysis, interpretation, and reporting of financial
information. Conduct moderate to complex financial analysis projects
and/or reporting. Prepare financial reports and recommends improvements in
financial reporting systems.
Responsibilities:
. Prepare ad hoc data analysis of detail supporting reports as required
by Centers of Medicare Services
. Reconcile data obtained from various mainframe system reports and work
with management & technical to identify, interpret, and resolve
variances
. Maintain files for 1099 research
. Monthly maintenance of banking consolidation reports via JP Morgan and
US Bank
. Part B Debt Reporting - NMSP, MSP, Write off, Currently Not
Collectible
. Treasury Collection Analysis & Recon
. Transmittal - from Medicare to CIGNA system
First TN Bank, Nashville, TN
Contract position through PlumRhino Consulting
Commercial Credit Analyst (2009)
Responsible for underwriting analysis of new and annual renewals for
commercial sized loan requests. Conduct moderate to complex financial
analysis projects and/or reporting. Prepare financial reports and
recommended improvements to the financial reporting systems as well as risk
analysis of all existing files within the portfolio.
Responsibilities:
. Backlog project specialist for the state of Tennessee (specifically
Chattanooga, Nashville and Memphis).
. Underwriting corporate financial statements for $500M - $20MM new loan
requests.
. Annual reviews and renewals of existing loan transactions.
. Borrowing Base calculations for lines of credit when A/R and Inventory
were used as collateral.
. Cash flow projections for small business and corporate clients.
Reason for leaving:
. The position was initially for 6 months to complete a project.
However, First Horizon was trying to hire me as a permanent employee
and I was kept on for an additional 3 months but there was a hiring
freeze and I was finally let go.
Regions Bank, Nashville, TN
Business Lending
Sr. Custom Underwriter (2007-2008)
Responsible for underwriting analysis of new and annual renewals for small
business sized loan requests. Conduct moderate to complex financial
analysis projects and/or reporting. Prepare financial reports and
recommended improvements to the financial reporting systems as well as risk
analysis of all existing files within the portfolio.
Responsibilities:
. Underwriting $500M - $5MM (Real Estate and C&I).
. Overseeing large dollar loan requests for six states.
. Borrowing Base calculations for lines of credit when A/R and Inventory
is used as collateral.
. Cash flow projections for small business clients.
Accomplishments:
. Continued in upper percentile of booked loans during tenure. Regions
paid 8 - 18% bonus every quarter. Based upon production, I received
18% bonus every quarter from my date of hire.
Reason for leaving:
. Active downsizing of department. A position with First Horizon thru
PlumRhino Consulting was offered with a parallel salary.
Fifth Third Bank, Naples, FL
Commercial Credit Division
Sr. Commercial Credit Analyst (2004-2007)
Responsible for underwriting analysis of new and annual renewals for
commercial sized loan requests. Conduct moderate to complex financial
analysis projects and/or reporting. Prepare financial reports and
recommended improvements to the financial reporting systems as well as risk
analysis of all existing files within the portfolio.
Responsibilities:
. Underwriting $500M - $30MM (Real Estate and C&I).
. Supporting of 10-15 Commercial Lenders
. Risk Rating specialist - training 40-50 employees in risk rating
analysis, which decreased the outstanding un-rated loans from over
2,200 to 0 within 2 months time.
. Borrowing Base calculations for lines of credit when A/R and Inventory
is used as collateral.
. Cash flow projections for small business and corporate clients.
. Credit Analysis training of 15 new employees, 12 of which have become
Portfolio Managers.
Accomplishments:
. Known for project and system development including financial statement
tracking for the Florida Affiliate, Covenant tracking, General
Contractor application process (Not an existing process before hand),
and additional programs that have assisted in the proficiency of the
banks guidelines.
Reason for leaving:
. Florida business dropped dramatically. The commercial credit
department in Naples, FL shut down and I moved to Nashville, TN.
Professional / IT Skills
Word Processing (MS Word) Text Input at 90 wpm
Advanced spreadsheet knowledge Presentation Software (PowerPoint)
(Excel, Visual Basic, MS Access)
Office Management
Technical expertise in WIN Internet Software (MS Explorer,
95/98/2000, MS Office and MS Office Netscape Navigator, AOL)
Project, MS Access and Visual Basic
Marketing Analysis Corporate Financial / Credit
Analysis
Moody's Financial Analyst Program - Cash flow analysis - Corporate &
Advanced Individual (Guarantors)
Borrowing Base calculations
Managerial Finance / Managerial Quantitative Methods / Statistical
Accounting market approach
Cash management / Risk analysis Corporate Treasury
Managerial Accounting & Finance Architectural Drawings, Schematics &
Strong working knowledge in GAAP Blue Prints
Contact this candidate