Objective
Find a position that will allow me to continue to expand my knowledge surrounded by smart people excited by the difficulties they
face. I want to work with a solid team of people interested in putting out quality work. Most importantly, I want a place I can
grow in both knowledge and skill in programming.
Experience
Manager of TrustCharge 2009 to Current
From 2009, took over their credit card processing department. Handled high-risk credit card processing for over 400 company
owned web channels. Updated old spaghetti code system to a new, OO, MVC style, system. Introduced Unit Testing and TDD,
improved performance, and standards for a new, improved API. System grew by 30% under my care. Improve fraud detection and
lowered fraud rates to well below 1%. Managed a team of two people, overseeing training, interviewing, and hiring decisions.
Tools used: PHP, MySQL, CentOS, Apache, memcached, xhprof, xdebug, PHPUnit, JavaScript, jQuery, Subversion, CSS
• Instigated massive change of underlying structure to a proper OOP foundation.
• Introduced unit testing and initial TDD ideals into the TrustCharge department.
• Managed a central credit card processing system doing in excess of $20M a year across multiple internal
companies.
• Developed anti-fraud tools to combat massive fraud attempts against our system.
• Oversaw PCI compliance near 100% coverage of even optional protections. Started work toward IPSP status.
Funds2Go – Technical Co-Founder 2004 to 2008
Debit card payment and processing system. Integrated with debit card system, allowing users to withdraw money from their
Funds2Go account. Linked in myVirtualCard with Funds2Go as a payout mechanism. Developed an internal money transfer
system with Funds2Go allowing users to send payments through the system. Provided an API for external use, allowing affiliate
programs to payout customers using the system. Tools used: PHP, MySQL, Apache, Debian, SimpleTest, xdebug, Perl,
Subversion, CSS
• Launched based on need for an easy payout system for use with myVirtualCard.
• Integrated 18 3rd party companies, providing thousands of cards to users.
• Paid out over $1M a month to cardholders.
• System handled internal transfers of over $3M a month.
myVirtualCard – Technical Co-Founder 2003 to 2008
Startup with 2 other business partners with the initial idea of selling web cash cards, pivoted to credit card processing for the adult
industry. Introduced real time telephone authentication for anti-fraud measures, the first online real time out-of-band
authentication method deployed in production. Was processing over $20M a year. Managed a technical and creative staff of six
people. Tools used: PHP, MySQL, Apache, Debian, SimpleTest, xdebug, Perl, JavaScript, Subversion, CSS
• Launched telephone verification system, a first in the industry and in wide use on the web.
• Kept fraud well below 1% threshold in high-risk industry.
• Developed API, supporting documentation, and management system for business partners to use.
• Developed additional business models built on internally built tools, such as providing hosting services, mobile
website systems in 2004-2005, and providing telephone verification as a service.
• Instigated redesigns and testing of processing pages increasing sales by more than 130% over the lifetime of the
changes.
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ClockMedia - Programmer 2001 to 2003
Helped to maintain an internal credit card processing system known as CowCash. Developed a bonus payout system for use in the
flash based casino games. The system allowed a wide variety of options while providing the admin with an easy control interface.
Developed techniques for combating high levels of fraud. Tools used: Perl, PHP, MySQL
• Anti-fraud efforts dramatically reduced fraud amounts by over 50%.
• Bonus system allowed marketing to deploy new promotion.
Skills, Tools, and Languages (Alphabet Soup)
PHP, MySQL, HTML, CSS, JavaScript, Zend Framework, OOP, PCI Compliance, PHPUnit,TDD, xdebug, fraud prevention
measures, Subversion, git, PEAR
I have over 10 years experience with PHP. I’m experienced with MySQL and have written about database design. I’m fluent with
HTML, CSS, and JavaScript. I have 2 years of experience with Zend Framework and Doctrine. I know OOP, and by that I mean
not using classes merely as a poor man’s namespace. I’m fairly familiar with PCI compliance. I’m a PHPUnit and xdebug user.
I’ve used Subversion throughout the years, and recently started using git with personal projects. I’m very practiced in methods of
preventing fraud in a credit card processing system. I’m comfortable using Linux, Windows, and Mac as a desktop environment,
and my development tools reflect that fact.
Sites and Projects
• Blog – http://jasonlotito.com
• DevNetwork – http://devnetwork.net
• Privacy.txt – http://privacytxt.org
• DuctMail – http://ductmail.com
• 4JC.IN – http://4jc.in
• GitHub – http://github.com/jasonlotito
• Hacker News - http://news.ycombinator.com/user?id=jasonlotito
• LinkedIn - http://www.linkedin.com/pub/jason-lotito/4/200/88
Education
Lehigh Valley College, PA 2000 to 2001
Computer Programming Course, 3.9 GPA
References
I can easily provide references and work reviews upon request, and would be happy to do so.
Eligibility of Employment
I am a US citizen currently living abroad. I’m willing to relocate.
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Jason Lotito
9176 Larin, Montreal, Quebec, Canada H1R 2P2
Phone: 514-***-**** Mobile: 514-***-**** E-Mail: ***********@*****.***