RESUME
Cuifei (Ivy) DENG
Glendora, CA 91741
*******@*****.***
QUALIFICATION SUMMARY
> Strong analytical skills - more than 5 years' financial analysis and
strategic planning experiences in the banking industry.
> Core skill sets include budgeting, forecasting, financial reporting and
analytical activities.
> Proficiency with spreadsheet and database software/application, including
Excel, Access, Hyperion Essbase, Knowledge Share, etc.
> MBA with concentration in Finance
> Bi-lingual in English and Chinese (Both Mandarin and Cantonese)
WORK EXPERIENCE
First Federal Bank of CA, Los Angeles, CA December
2007 - March 2010
Strategic Analyst
. Develop financial model such as to produce in-house profitability
report and to develop loan modification program
. Forecast loan payment reset trend based on interest rate fluctuation
impact
. Analyze and estimate quarterly loan loss allowance to meet capital
requirement
. Analyze opportunities for new branch opening, conduct market research
on demographic profile and peer competition on potential new branch
locations.
. Analyze clients data to identify marketing opportunities and support
the Bank's sales efforts
. Produce monthly divisional performance reports, as well as other
reports to support the operations of the loan divisions
. Compares key performances of the peer institutions to that of the
Bank.
. Performs ad-hoc projects analysis.
Achievement: Successfully develop financial model for in-house
profitability report and save outsourcing fee of $10,000/year which used to
be charged by 3rd party vendor.
East West Bank, Pasadena, CA January 2005 -
December 2007
Financial Analyst
. Assist budgeting process for branches and loan departments
. Produce and analyze periodic actual vs. budget variance reports to
keep tracking the performance of branches, loan officers and loan
departments
. Produce investors' interim reports for mortgage loans sold to
secondary market such as Fannie Mae and Freddie Mac
. Maintain, verify and reconcile General Ledger accounts for employee
stock option exercises
. Coordinate with other divisions' request for data and information
exchange
. Assist with research and analysis for special projects (as directed by
Management)
Achievement: Improve investor reporting ranking from 80 percentile to 90
percentile, which favorite the bank to release more mortgage loans to
secondary market to mitigate rick and receive better interest rate as
servicer fee.
Universal Marble & Granite Group, Ontario, CA November 2001 -
January 2005
Executive Assistant
. Provide administrative support to CEO
. Coordinate production and logistic department in China factory to
ensure on-time delivery to USA
. Assist accounting department to track account receivable from key
clients.
. Supervise office expense to control administration cost
. Coordinate trade shows arrangement.
EDUCATION
California State University, Los Angeles
Los Angeles, CA
MBA with concentration in Finance, G.P.A: 3.67 (4.0 scale)
December 2007
Core classes:
. Business Finance: Capital structure in relate to firm's value, capital
budgeting techniques, valuation of financial securities (stock and
bond), NPV and IRR theory/cash flow analysis, portfolio theory (CAPM
model), risk and return analysis. (Grade: A)
. Financial Reporting: Financial statement and ratio analysis,
introduction of GAAP and SAB 101 (revenue recognition policies),
forecasting technique and trend analysis, project evaluation and
profitability analysis, internal control, corporate governance,
accounting ethic. (Grade: A)
. Speculative Securities & Market: Valuation and trading strategies of
options, futures, and other derivative contracts. (Grade: A)
American InterContinental University Atlanta,
Georgia
B.A degree in International Business Management
August 2001
. G.P.A: 4.0 (4.0 scale)
. Dean's list; Scholarship
CEFAM (College D'Etudes Franco American De Management)
Lyon, France
Undergraduate study, major in Business Management Aug 1999 -
June 2000
REFERENCES
Furnish upon request
Recommendations for Ivy Deng
Strategic Analyst
First Federal Bank of California
"During the two years that Ivy worked for me, I have come to know her as an
intelligent, hard-working analyst. She is a quick learner and has the
perseverance to bring even difficult projects to a successful end. She is
very organized, keeps track of the projects she is working on and meets her
deadlines. She can grasp the analytical concepts of a project, while at the
same paying attention to the details. Ivy has a great personality and is a
real team player." March 12, 2010
Addie Stalk, Director, Strategic Planning & Analysis, First Federal Bank of
California
managed Ivy at First Federal Bank of California
"Ivy is a very analytical and detail oriented professional I had a pleasure
to work with for 2 years. She is a quick learner and takes pride in getting
her projects completed on time and producing quality product. Ivy is a
great team player, a very reliable colleague and will be an asset to any
company she works for." March 21, 2010
Olga Danilova, MBA, Senior Strategic Analyst, First Federal Bank of CA
worked directly with Ivy at First Federal Bank of California