Insurance Manager

Mireya L. Rodriguez

**** *. ****** *** ( Chicago, IL 60656 ( Phone: 773-***-**** ( Email:

*************@*****.***

Career Goal: Mortgage Loan Processor

My objective is to obtain a position that utilizes my communication, organizational,

software, listening, and skills that offer me challenge, growth, responsibility in a

productive and positive atmosphere that will maximize my skills as Mortgage Loan

Processor.

Education

Licensed Mortgage Loan Originator, State of Illinois, 2005

State of illinois department of Professional regulation

ILLINOIS NOTARY PUBLIC, STATE OF ILLINOIS, 2004

State of illinois national notary association

EXPERIENCE

Bank of america, n.a. - rolling meadows, IL - Rose international (temporary

assignment)

HOME SERVICING SPECIALIST, 2/2010 TO PRESENT

Managed files from approval/commitment to closing stage. Audited/analyzed

all submitted/required documentation (Homeowners/Flood Insurance, title,

VOE, VOR, VOD, appraisal, credit report, mortgage payments histories,

income, etc), using different tools; Completed screens in EDGE; Amended

loan terms according to appraisal review. Full liaison with loan officers.

Wellington Mortgage - Chicago, IL

COMMERCIAL LOAN PROCESSOR, 7/2008 TO 1/2009

Processing residential and commercial conforming "A" paper intermediate,

arm, fixed, jumbo, unsecured and stock secured loans for a bank entails a

complete analysis of a borrower's financial position based on all

documentation submitted for approval, duties include:

. Being a relationship liaison between all parties involved in the loan

process: loan officers, bankers, closers, funders, brokers, borrowers,

appraisers, attorneys and/or escrow/title representatives.

. An understanding of "state specific" laws coupled with an understanding

of investor and company guidelines and being able to explain them to

clients as well as other production team members.

. Restructuring loans as needed offering alternatives and assistance.

. Full knowledge of credit, title, appraisal reports as well as analyzing

purchase contracts, tax returns, all asset statements (brokerage,

retirement, restricted stock & ESOPP) and business entity documentation.

. Figuring the borrower's post loan liquidity and the potential for other

suitable financial investments for the client.

. Full knowledge of what is required to satisfy all loan stipulations &

conditions

American funding inc - Chicago, IL

LEAD PROCESSOR, 8/2007 TO 6/2008

Managed files from approval/commitment to closing stage; cleared/signed off

brokers & internal conditions; Handles the very important brokers through

accuracy and speed; Audited/analyzed all submitted/required documentation

(Homeowners/Flood Insurance, title, VOE, VOR, VOD, appraisal, credit

report, mortgage payments histories, income, etc), using different tools;

Completed screens in Calyx Point; Amended loan terms according to appraisal

review. Re-calculated income, debt ratio after additional submitted

documentation review; Full liaison with brokers and account managers.

Pan american mortgage - Chicago, IL

MORTGAGE PROCESSOR, 7/2006 TO 7/2007

Managed files from approval/commitment to closing stage. Audited/analyzed

all submitted/required documentation (Homeowners/Flood Insurance, title,

VOE, VOR, VOD, appraisal, credit report, mortgage payments histories,

income, etc), using different tools: Supervised five processors, and review

their pipelines daily. Withdrew any loans over 120 days old. Interact with

the loan advisors to make sure RESPA's were sent out within three days of

taking an application. Verify all accounts and prepared wires.

Apollo mortage - Hoffman estates, IL

OPERATIONS MANAGER/LOAN PROCESSOR, 3/2003 TO 6/2006

Managed files from approval/commitment to closing stage. Audited/analyzed

all submitted/required documentation (Homeowners/Flood Insurance, title,

VOE, VOR, VOD, appraisal, credit report, mortgage payments histories,

income, etc), using different tools; Completed screens in Genesis 2000;

Amended loan terms according to appraisal review. Added conditions for

closing if needed; Full liaison with loan officers

Skills

. Bilingual - English/Spanish

. Ability Multi-tasked

. Detail Oriented

. Self Motivated

References

. Available upon request

Contact this candidate