**** ******* **. ***** 214-***-****
Plano, TX ***23 Fax 214-***-****
kungendaniel@yahoo.
com
Daniel Choudhury
Objective To continue my career as a Commercial lender or
Business Development Officer at a financial
institution, where I can grow with the company by
increasing its profit and market penetration, as
well as my own financial gain.
Work experience April 2007 - Present Enterprise America, Inc.
Dallas, TX
Commercial Mortgage Broker
Originated loans for owner occupied Real Estate
Guided customer from initial contact to closing of
loan
Secured financing with various SBA and Conventional
lenders
SBA 7a, 504, fixed and floating rate conventional
loans
Networked with more than 80 lenders on a daily
basis
Continuously sought out new listings, as well as
buyers
Generated new leads through cold calling,
networking with brokers,
Accountants, repeat business and referrals.
Apr 2006 - Mar 2007 MainStreet Lender LLC. Plano,
TX
Business Development Officer
Originated loans for owner occupied Real Estate
Guided customer from initial contact to closing of
loan
Originated SBA 7a, 504 and conventional loans
Conducted site visits
Prepared detailed write-ups (loan reports)
Prepared spreads on subject businesses and
affiliates
Worked hand-in-hand with loan underwriters
Presented transactions to loan committee for
approval
Worked closely with CDC's nationwide on 504 loans
Placed loans in secondary market that didn't fit
the box or
Were investment properties.
Networked with other lenders for the purpose of
brokering loans out
Generated new leads through cold calling,
networking with brokers,
Accountants, repeat business and referrals.
Sep 2002 - Mar 2006 Midas Financials, Inc Dallas,
TX
Financial Consultant
Secured financing for clients in owner occupied
properties
Commercial Mortgages for refinancing, acquisitions,
cash out etc.
Negotiated rate, terms, amortization periods and
prepayment
Penalties on client's behalf.
Continuously seeking out lenders and developing new
relationships.
Sought out new customers by ways of cold calling
and referrals.
Coordinated with lenders, attorneys and title
companies to ensure a smooth closing.
Oct 2000 - Sep 2002 Enterprise Technology
Consultants Inc. Dallas, TX
Technical Recruiter
Filled requirements as requested through company
contracts with corporations like MCI, Nortel etc
Continuously updating resume database.
Pre-qualified applicants by phone before initial
interview.
Skills Preparing loan packages for lender submission
Structuring loans to match clients needs as well as
lenders abilities
Estimating property value
Analyzing Profit & Loss Statements
Cash flow analysis
Preparing Projections
Assessing client needs
Customer Service
Cross-Selling
Ability to gain clients confidence
Software PCFS 2000, Form.wrx, SBA loan manager, Win 95, 98,
Proficiency ME, 2000, XP, Microsoft Word, Excel, PowerPoint,
Access, Outlook, Publisher. Internet Explorer. Spy
ware. Some experience in networking computers,
setting up routers and firewalls.
Accreditations Principals of Real Estate 1 & 2, Law of Agency, Law
and licenses of Contracts.
Real Estate License Dec 2003.
Languages Fluent in English and Swedish.
College Currently a part time student majoring in business
administration.