Steven B. Paige
Cell 949-***-****
Email **********@*******.***
Summary of Qualifications
* Fluent in languages of accounting, business and information
technology
* Self-motivated, versatile individual who works with and demonstrates
initiative, flexibility, teamwork, in the areas of financial and
business analysis.
* Manager of both functions and staff to enhance efficiencies to
increase productivity
* Successful project manager on projects both within one area and
company wide
* Able to interface and communicate with all staff levels
Experience
Get rescued Now, LLC Irvine, CA
2009- 2010
Vice President Operations
. Oversee risk management and legal activities: letters of agreement,
contracts, leases, and other legal documents and agreements
. Business insurance monitoring and management
. Information technology - working with the manager of information
technology, ensure the ongoing maintenance and updating of
information systems and infrastructure, including hardware, software,
and ASP applications
. Organizational reporting and monitoring: provide guidance and
leadership through management of the metrics and measurement
reporting process.
. Office management: oversee administrative functions for all offices,
ensuring smooth daily operations of physical plant and equipment
Toyota Motor Sales Torrance, CA
Contract Financial Business Analyst
2008 - 2009
. Maintenance of business models including cost analysis and impact of
new business scenarios in conjunction with corporate finance.
. Prepared annual budget and quarterly forecast, variance reporting,
financial statements and weekly/monthly account reconciliations.
. In charge of vendor management and payment along with managing month
end journal entries/vouchers process.
. Colleted, documented, and analyzes business requirements, current
process and proposed solutions with appropriate recommendations.
. Created or enhanced documentation of business process and procedures
using PowerPoint as the medium.
. Assisted in business development, project/program management and
integration.
First American Company Santa Ana, CA
2008
Contract Senior Financial Analyst
. Created documentation on corporate IT allocation process which
included metric definitions, metric gathering processes, metric data
scrubbing and special deals on pricing or flat rate allocations.
. Created journal entries for corrections of misallocated IT costs and
integration of merging cost centers for accounting month end closes.
. Acted as finance client manager for three areas, Data and Analytics,
National Joint Ventures and First Advantage. This area would be
responsible for the following:
o Research of any and all questions related to accounting entries
back to original source of the posting.
o Completed Capital Expenditure Asset Quote process, which would
include the following: a run rate analysis of the software,
hardware, software and hardware maintenance; monthly ongoing
internal cost for support; FAS 13 analysis and a lease quote.
. Created additional ad hoc analysis on new projects as directed by the
Finance Manager.
MBK HOMES SOUTHERN CALIFORNIA IRVINE, CA
2007- 2008
Contract Senior Financial Analyst
. Assisted finance department in project budgeting and
forecasting using JD Edwards and MS Excel.
. Gathered information for monthly operations and financial review
reports on a monthly basis for parent company.
. Enhance complex excel models used in building project forecasting.
. Created additional ad hoc proforma analysis on new projects as
directed by the Director of Forecasting & Analysis.
QUICK LOAN FUNDING, INC COSTA MESA, CA
2005 - 2007
Senior Quantitative Business Analyst
. Assisted current business users with identifying and solidifying
business processes with the new loan accounting software.
. Directed the information gathering and project planning, evaluation
and risk assessment for system conversion and served as the project
manager for a successful conversion.
. Produced project analysis for new software packages for payroll,
automated underwriting, secondary marketing hedging and pipeline
management, human resources management, compliance and production
reporting.
. Created company presentation materials on a monthly basis for
management and investors report packages.
. Created additional investment, financial and operational analysis
which included annual company budget.
. PRODUCE DAILY SALES OPERATION REPORTS FOR BOTH INCOMING CALL VOLUME
AND CONVERSION TO FUNDED LOANS FROM IT.
WASHINGTON MUTUAL BANK, FA CHATSWORTH, CA
2003 - 2005
Vice President, Division Manager
. Managed a department that was a liaison between the various Capital
Markets departments and Washington Mutual investors that negotiates
servicing agreements on behalf of the various servicing departments
in several locations.
Steven B. Paige [**********@*******.***] 949-***-****
Page 2 of 2
. CREATED AND MAINTAINED OPERATING INSTRUCTIONS FOR LOAN SALES
FUNCTIONS WITH THE SERVICING AREA.
. Reviewed and approved excess servicing fee reporting and remittance.
. Managed the annual investor compliance acknowledgement process which
included Sarbanes-Oxley Certificates, USAP, and officer compliance
statements.
GMAC-RFC Burbank, CA
2002 - 2003
Contract Co-Business Lead Project Management Loan Accounting Servicing
system conversion
. Assisted current business users with identifying and solidifying
business processes using the new system loan accounting software.
. Reviewed the new system user documentation review process and
validations and user training materials.
. Directed and assisted in information gathering and project planning,
evaluation and risk assessment for system conversion.
BayView Financial Trading Group, L.P. Miami, FL
2000 - 2002
Vice President, Business Analyst
. Worked with department heads on improving operational efficiencies
through workflow analysis.
. Maintained and enhanced a five-year monthly business excel forecast
profit and loss model.
. Created and maintained financial models for Accounting Department to
better handle complex amortizations to increased efficiencies.
. Project Manager for the budget process including analyzing new
software packages for better accounting and production reporting.
. Creating and enhance an excel budget model for the entire
company including subsidiaries.
. Senior Analyst on new and existing business opportunities for
Commercial Acquisition department with the Senior Vice President.
. Creating a commercial acquisition building and mall accounting
profit and loss Argus-like Excel models.
. Created company presentation materials on a monthly basis for
investors and warehouse conglomerate.
. Created ad hoc reports and presentations as requested by CEO, COO,
CFO and the Director of Finance.
Vice President, Product Development
. Worked with department heads on improving operational efficiencies
through workflow analysis and systems analysis.
. Maintained and created financial and operational reporting which
includes managing corporate allocation processes that enabled the
business managers to better manage their monthly expenses and
revenues.
Downey Savings and Loan Association, F.A. Newport Beach, CA
1999 - 2000
Senior Trader
. Traded mortgage-backed securities for the purposes of delivery and
hedging agency (Fannie Mae, Freddie Mac, and Ginnie Mae) and jumbo
pipelines.
. Created and maintained excel hedging and allocation models
. Charged with maintaining secondary operations including mortgage
allocations, cash transaction's reconciliation (options and
futures), and investor relations with Wall Street firms.
IndyMac, Inc. Pasadena, CA
1996 - 1999
DIRECTOR OF REPORTING, ASSISTANT VICE PRESIDENT
. RESPONSIBLE FOR THE REPORTING AREA OF MASTER SERVICING, WHICH
PRODUCES VARIOUS MANAGEMENT REPORTS AND ANALYSES AND DATA FOR
INTERNAL AND EXTERNAL CUSTOMERS AND LIAISON BETWEEN SERVICING AND
MANAGEMENT INFORMATION SYSTEMS DEPARTMENT.
. OVERSAW MASTER SERVICING LOAN ADMINISTRATION, IN WHICH LOANS THAT ARE
MASTER SERVICED ARE REVIEWED FOR COMPLIANCE OF UPDATED STATUS OF
MORTGAGE INSURANCE, TAX CONTRACTS AND ESCROW WAIVERS. LOAN
ADMINISTRATION ALSO PROCESSES PARTIAL RELEASE, SUBORDINATION,
EASEMENTS AND OTHER REAL ESTATE RELATED FUNCTIONS THAT NEEDED TO BE
APPROVED ON BEHALF OF INDYMAC AND/OR THE BOND TRUSTEE.
. PROJECT MANAGER FOR A SUCCESSFULLY SOFTWARE CONVERSION OF A MASTER
(SHADOW) LOAN ACCOUNTING SERVICING SYSTEM INCLUDING TRAINING.
MBS SECURITY ANALYST
. ANALYZED PRODUCT DISTRIBUTION WITHIN SPECIFIC INDYMAC DEALS.
ESTABLISHED CORRELATION BETWEEN PRODUCT MIX, DELINQUENCY/PREPAYMENT
PERFORMANCE, AND RELATIVE PERFORMANCE TO CONDUIT COMPETITORS.
. ANALYZED IMPACT OF RETAINED SECURITIES SUBORDINATION STRUCTURE ON
PERFORMANCE EXPECTATIONS, DEFAULT AND LOSS ASSUMPTIONS.
. DEVELOPED AND IMPLEMENTED INTERNAL AND EXTERNAL PUBLICATION FOR
MANAGEMENT AND EXISTING/POTENTIAL INVESTORS THAT HIGHLIGHTED
RELEVANT REMIC PERFORMANCE CHARACTERISTICS, ADDRESSED VARIANCE TO
MARKET VERSUS ACTUAL PERFORMANCE EXPECTATIONS, AND CLARIFIED TREND
AND PROJECTION ISSUES.
EDUCATION
Bachelor of Arts in Economics from California State University Long
Beach
Special Skills
. Proficient with Microsoft Office Suite: Outlook, Excel
(Advance), Word, PowerPoint, Visio, Project and Access (Advance)
. Lotus Notes
. Accounting: JD Edwards One World, Essbase/ Hyperion, PeopleSoft
and MAS 90
Working knowledge of Argus
. Loan Servicing and Inventory systems
9 SBO 2000 (Loan Accounting/Servicing system)
10 Fidelity's MSP
11 DataTrac
12 MortgageFlex
13 Quantitative Risk Management's (QRM)