Management Customer
Resume:
ROSALBA RAGUSA
609-***-**** (Mobile) . *************@***.***
Professional Summary
An enthusiastic and dedicated professional with over twenty years of experience in
SEC Regulatory Compliance, Financial Reporting and Analysis.
Summary of qualifications
Financial Reporting and Analysis
Budgeting and Forecasting
Computation for Determination of Reserve Requirements pursuant to Rule 15c3-3
Computation of Net Capital pursuant to Rule 15c3-1
Computation of Segregation Requirements and Funds in Segregation pursuant to the
Commodity Exchange Act
Compliance relating to physical Possession or Control of securities
FOCUS Report Pursuant to SEC Rule 15a-5
professional experience
Via Roma of East Windsor LLC, East Windsor, NJ
02/10-Present
Senior Accountant
Responsible for the development of the chart of accounts for the small business.
Responsible for the systematic recording of financial transactions.
Responsible for the reconciliation of all bank accounts which includes merchant
credit card transactions, operating, and escrow accounts.
Review and process invoices and check requests.
Prepare and process accounts payable checks using QuickBooks.
Responsible for the calculation and filing of timely monthly and quarterly sales
and use tax returns to the New Jersey State Treasury Department.
Responsible for providing proprietor weekly financial profit and loss statements.
Responsible for the preparation of financial statements to be provided to the
business certified public accountant for the preparation of year end Federal and
State Tax Returns.
Acted as an agent for the start up of restaurant as follows:
Responsible for the establishing a business plan for the small business.
Submitted all necessary lending applications to banks to obtain startup capital.
Submitted all necessary documents to set up the legal business structure.
Responsible for the appointment of a Registered Agent.
Established a business presence.
Established a web presence.
Responsible for the opening of all bank and merchant accounts.
Established proper accounting processes.
Financial Industry Regulatory Authority, New York, NY
10/08-02/10
Regulatory Coordinator
Reviewed and analyzed financial reports and other relevant data to ensure
compliance with FINRA and SEC rules and regulations.
Identified member firms' potential financial or operational difficulties as well
as monitor and evaluate mergers, acquisitions, conversions and significant
expansions of business.
Provided FINRA management with current firm information and assisted FINRA
management in resolving problem situations.
Acted as a liaison with assigned member firms; provided interpretations of FINRA
rules, SEC rules and other applicable regulations, and assisted member firms in
conducting business within regulatory guidelines.
Prepared risk-based examination planning packages of assigned member firms
conducted planning meetings and participated in member firm examinations.
Reviewed, analyzed, and communicated examination findings to member firms' senior
management.
Evaluated firm responses to examination reports to determine if corrective action
was satisfactory and if further regulatory action was warranted.
Analyzed and evaluated new products to determine compliance with established rules
and regulation.
Reviewed and analyzed membership applications for the financial/operational/sales
practices status of applicants.
Assisted in updating Coordinator procedure manual.
Worked on special projects, surveys, committee assignments and technology
initiatives as requested.
Assisted Surveillance Director in Alert Reporting process, including identifying
firms that qualified for Alert/Early Warning List.
Attended exam exit meetings, interpretive discussions and meetings with member
firms.
Assisted Surveillance Director in review of new firm applications, Enforcement
Undertakings and Enforcement Referrals.
Reviewed and analyzed applications for FINRA membership, which included the review
of written supervisory procedures.
Electronic Securities Processing (ESP) LLC, New York, NY
07/05-04/08
Wholly owned subsidiary of ESP Technologies, LLC
Senior Accountant
Assisted CFO with preparation of annual audited financial statements according to
GAAP.
Reviewed and analyzed financial reports to ensure accruals accuracy and
communicated findings of account variances to upper management.
Responsible for the review of financial reports to ensure compliance with SEC
reporting practices.
Responsible for the processing and payments of invoices through QuickBooks
application.
Merrill Lynch Professional Clearing Corporation, New York, NY
10/00-11/03
Wholly owned subsidiary of Merrill Lynch & Co.
Assistant Vice President, Regulatory Reporting and Financial Reporting
Performed weekly and monthly customer reserve computation as required under
Exhibit A of Rule 15c3-3.
Performed weekly and monthly PAIB computation as required under Exhibit A of Rule
15c3-3.
Daily net capital monitoring and reporting under Rule 15c3-1.
Responsible for monthly net capital variance analysis.
Responsible for the monthly FOCUS Report preparation and filing pursuant to SEC
Rule 17a-5; which included non-allowable classifications, operation deduction
charges, securities haircut calculations.
Analysis of weekly and monthly customer reserve and PAIB computation.
Prepared daily computation of segregation requirements on behalf of customer's
commodity accounts.
Responsible for the monthly close processes.
Responsible for monthly balance sheet and income statement analysis.
Summarized and reported variance analysis to upper management and to parent
company.
Prepared reconciliations between inter-company accounts and processed all
necessary elimination entries.
Prepared monthly, quarterly and yearly tax schedules which were submitted to
parent company for consolidation.
Assisted CFO in the preparation of unaudited and audited financial statements.
Assisted with the accounting system conversion from McCormack & Dodge to Oracle to
be aligned with parent company.
Prepared annual forecasts and budgets and reported results to upper management.
Accomplishments:
Assisted with the implementation of the Oracle application which resulted in the
reporting of the monthly profit and loss and balance sheet to parent company to
meet the deadline as per their requirement.
Supervised two employees in finance department.
Deutsche Bank Securities, Inc., New York, NY 11/98-10/00
Assistant Vice President, Regulatory Reporting
Performed weekly and monthly customer reserve computation as required under
Exhibit A of Rule 15c3-3.
Analysis of weekly and monthly customer reserve computation.
Responsible for maintaining the physical possession or control of all fully-paid
securities and excess margin securities carried by a broker or dealer for the
account of customers.
Participated in the implementation of a new security allocation system using JD
Edwards.
Assisted with the coordination, response and follow up to annual regulatory
examinations.
Daiwa Securities America, Inc., New York, NY 11/96-11/98
Senior Accountant, Regulatory Reporting
Performed weekly and monthly customer reserve computation as required under
Exhibit A of Rule 15c3-3.
Daily net capital monitoring and reporting under Rule 15c3-1.
Responsible for the monthly FOCUS Report preparation and filing pursuant to SEC
Rule 17a-5; which included non-allowable classifications, operation deduction
charges, securities haircut calculations.
Filed monthly and quarterly S/BC/BL foreign forms.
Reconciled fail to deliver, fail to receive, stock borrow and stock loan to PHASE
III internal system.
Merrill Lynch Professional Clearing Corporation, New York, NY 04/86 - 11/96
Wholly owned subsidiary of Merrill Lynch & Co.
Senior Accountant
Assisted in the weekly and monthly customer reserve computation as required under
Exhibit A of Rule 15c3-3.
Daily net capital monitoring and reporting under Rule 15c3-1.
Assisted in the preparation and filing of monthly FOCUS report.
Prepared daily computation of segregation requirements on behalf of customer's
commodity accounts.
Responsible for compiling financial information and preparing unaudited and
audited financial statements.
Analyzed financial statements of subsidiary and reported variances to upper
management.
Monitored customer daily cash debit and credit balances.
Maintained proprietary customer margin interest receivable-payable system.
Responsible for the maintenance of the customer profiles and processed changes as
per management instructions.
Responsible for the computation of depreciation and amortization expense of fixed
assets and leasehold improvements.
Assisted management with the forecasting, budgeting and planning of various cost
centers within the subsidiary.
Responsible for all bank reconciliation.
Accomplishments:
Implemented McCormack & Dodge Accounting System, which resulted in an increased
efficient monthly closing process.
Implemented customer profile master, which resulted in an accurate calculation of
interest income or expense of cash or credit bearing customers.
Integrated the company's fixed assets into McCormack & Dodge accounting system
which eliminated redundancy and ensured accurate calculation of depreciation and
amortization expense.
EDUCATION
B.B.A., Accounting, Bernard M. Baruch, New York, NY, 1985
COMPUTER SKILLS
Proficient in Excel, Word, knowledge of MS Access. McCormack & Dodge, Oracle, ADP,
PhaseIII, JD Edwards and QuickBooks.
Contact this candidate