Management Sales

ARUP GHOSH

* ******* ***

Elmwood Park, NJ *****

(H) 201-***-**** (C) 201-***-**** E-mail:

******@***.***

SUMMARY

Experienced Financial Services professional with significant strengths in

Commercial and Consumer instruments; Treasury, Leasing, Sourcing, Supplier

and Loan Approvals/Management. Acknowledged for consistent and thorough

work output and accuracy. Strong analytical and evaluative performance.

EXPERIENCE

GE Capital Treasury, Stamford, CT

Analyst, Sourcing & Vendor Management (Consultant) Feb '11 - Apr

'11

. Implemented tools and process improvements

. Financial/accounting processes

o Monitored actual vendor expenditures vs. planned spending

monthly

o Prepared monthly PO accrual

o Interfaced with Finance in preparation of month-end close,

budgets and forecasts

. Prepared and kept track of renewal budgets across multiple commodities

. Assisted with ongoing contract management and administration

o Monitored subscription and maintenance contract renewals

o Tracked and monitored contingent workers

EverBank Commercial Finance (fka Tygris Commercial Finance), Parsippany, NJ

Conduit & Finance

Apr.'08 - May '10

. Analyzed investor group cluster funding to lock in rates and execution

upon final approvals.

. Developed and distributed reporting analyzing early termination

obligations and contract servicing fees.

. Analyzed portfolios identifying elements outside accepted limits for

replacement with in-force and current vehicles.

. Identified and distributed booked contracts to Custodian for review

and disposition.

. Created and distributed Treasury Management Report enabling quick

reviews of bank cash positions.

. Managed daily cash allocations as per deposits and account

instructions ensuring accuracy of transactions.

. Ensured necessary funds were available to complete required funding

actions, completing transfers and allocations with 100% accuracy.

. Developed and distributed treasury and interest rates ensuring best

advantage for pricing, risks, and sales.

Wells Fargo Financial Leasing, Rochelle Park, NJ

Equipment Finance Contract Administrator

Dec.'06 - Mar. '08

. Ensured new applications were processed accurately and in a timely

fashion.

. Evaluated and determined appropriate credit related actions based upon

credit reporting information obtained from credit agencies.

. Conducted reference evaluations reporting results as developed through

direct contacts.

. Determined interest rates, repayment schedules and costs as per

specific vendor programs, advising vendors of final determinations.

Columbia Bank, Fair Lawn, NJ

Processor, Mortgage

Sept.'00 - Dec. '06

Processor, Consumer Loans

Consumer Loan Rep II, Consumer Loans

Consumer Loan Rep I, Consumer Loans

Teller

. Verified eligibility utilizing financial information obtained through

a range of resources

. Investigated and confirmed credit depository information provided

within applications and declarations

. Requested additional support documentation as required for thorough

evaluations

. Ensured compliance with all investor requirements and bank policies

. Ensured Account Executives and customers were informed of application

status

. Ensured files were documented and updated accurately in a timely

manner

. Prepared and distributed commitment letters and closing documents

. Maintained and updated consumer weekly loan rate sheet reporting

TECHNICAL EXPERTISE

Proficient in Microsoft Word, Excel, Access and PowerPoint. Knowledge of

Oracle Purchasing System, Markview, Loan Prospector (Freddie Mac) and Lease

Works

EDUCATION

Master of Business Administration

Concentration: Finance GPA: 3.487

William Paterson University, Wayne, NJ

Post Graduate Diploma in Business Management

Concentration: Marketing

Institute of Modern Management, Calcutta, India

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