Software Data

Ivie Williams

**** ** *** ***

Deerfield Beach, FL 33064

Phone:954-***-****

Email: ************@*******.***

QUALIFICATIONS 11.5 years of experience as a mortgage professional.

Experienced in every phase of underwriting conventional, subprime, and VA

loans. Strong analytical, organizational, and, communicational skills.

Familiar with Point for Windows, Genesis, and Delphi origination software

packages.

Flexible will travel with the right opportunity.

Employment

2008-Current

Pompano Beach,Florida Opus

Due Diligence Underwriter

My duties are to review and underwrite five loan files a day. Position

requires that you understand credit docs and closing docs,such as Truth and

Lending disclosure, Hud-1,Mortgage note,and Deed of Trust. Complete fraud

review.

2005-2008 Mortgage Data Management Corp. Milwaukee, Wisconsin

Contract Underwriter

Underwriter of mostly subprime. Analyzed credit reports with

bankruptcies,tax liens,collections,and judgments. Read guidelines and

product matrix. I'm very sound with title and appraisal. The bench mark was

8 loans per day.

Aug2004- Dec2005 Lydian Data Service Boca Raton, FL

Underwriter

Underwriter of A grade and subprime loans. Analyzed key documents such as

credit reports,income docs,assets,appraisal and compliance. Understanding

of different products such as 6month libor,interest only,HELOC, fixed

rate,reverse mortgage,negative amorization and heloc. Average 8 loans per

day.

Mar 2002 - Aug2004 IndyMac Bank Atlanta Georgia

Underwriter

Underwriting of Suprime and A loans. Indymac required all underwriters to

be DU and MI certified. We were required to do 6 to 8 loans per day. Manual

underwritings were utilized to the max. This job required reviewing tax

returns,assets and appraisals. I always met deadlines and expectations.

Feb2001-Mar2002 Processor Challenge Mortgage Duluth, GA

Underwriter

Processed conventional refinance according to Fannie Mae Guidelines.

Utilized Calyx & Delphi Origination software to prepare customer 1003.

Reviewed credit and income data to

insure appropriate debt ratio levels. Obtained VOE's, title, and appraisal

information for loan files.

May1998-Feb2001 Underwriting InvestAmerica Mortgage Atlanta,GA

Underwriter

Sold a variety of subprime & conventional mortgage products to residential

customers.

Evaluated consumer credit, collateral, and financial capability against

established underwriting guidelines. Processed loans utilizing Point.

Utilized LP & DU to obtain instant underwriting approval.

EDUCATION

2000 Chilesburg Community College Associates Degree (Business

Administration)

REFERENCES

Available upon request.

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