KULAEA S. DUDLEY
Jacksonville, FL - 32258
Tel: 407-***-****
********@*****.***
OBJECTIVE:
Seeking a career opportunity where I can apply my finance and mortgage
knowledge
To be one of the key factors in achieving company's goals or aims
SKILLS & STRENGTHS:
. Microsoft Office XP 2007: Word, Excel, and Outlook
. Equator
. AS400
. iPortal
. LM Financial
. Lotus Note
. C++
. HTML
. PowerPoint
. Power Image Software
. Service Center Desktop
. Financial measurements (NPV, IRR, MIRR, appropriate discount rate/cost
of capital, PV, FV, Payback period, Discounted payback period,
Financial ratios).
. Type 50 words per minute
. Hardworking, self-disciplined, dependable, exemplary character, team
player
. Collaborated well with various cultures
. Experienced finance and mathematics tutor
. Accurately analyzes data and pays very good attention to details
. Excellent comprehension, listening, negotiating, verbal/written
communication skills, and strong analytical skills
. Knowledgeable in mortgage banking, FNMA, Conventional, and HAFA loan
servicing
EDUCATION
Walden University
Minneapolis, MN
Master of Business Administration majoring in Finance
December, 2009
Relevant Courses: Advanced Finance, Applications in Finance, Financial
Management, Accounting for Business Management, Capstone - Becoming a
World-Class Manager, Business Strategy for Competitive Advantage,
Innovation and Technology, Marketing, Leading People, Business
Operation in the US and Abroad
Brigham Young University-Hawaii
Laie, Hawaii
Bachelor of Science in Mathematics
April, 2007
Relevant Courses: Complex Variables, Mathematical Statistics,
Multivariable Calculus, Differential Equations,
Abstract Algebra I & II, Advanced Calculus
Scholarship: Recipient of the International Work Experience Students, 2003
RELEVANT WORK EXPERIENCE
Bank of America
Jacksonville, FL
Short Sales Specialist
September 2010 - present
. Negotiates over 500 portfolios of short sales with realtors and title
companies to maximize investor's wealth by amplifying net offer to
fair market value and mitigating maximum amount of loss.
. Adheres to internal guidelines and external investor/insurer
requirements.
. Multitasks and prioritizes workload at a fast-paced environment.
. Reviews borrowers' credit reports, financials, and bank's total
indebtedness to determine logical amount of cash contribution on a
short sale.
. Contacts realtors, junior lien holders, mortgage insurers, and
investors, via phone and e-mail with any questions or concerns.
. Evaluates pre-foreclosure BPOs and appraisals to assist in negotiating
to meet investor's minimum net reserve.
BrainMass, Inc. Newmarket,
ON, Canada
Online Teaching Assistant March
2009 to present
. Provides solutions to the Finance, Business, and Math problems in the
college to post-graduate (masters) levels daily
. Teaches students detailed calculations of complex financial and
mathematical concepts
ING
Jacksonville, FL
Sr Recordkeeper (Temporary Contractor) April 2010 to
September 2010
. Performed calculations and processed payroll set-up for the
participants' pension benefits
. Provided training to Benefit Analysts
. Explained plan provisions and record keeping systems functionality
. Communicated and resolved issues with client and manager
. Interacted with the client, plan participants, and service providers
. Analyzed, audited, and reconciled record keeping system transactions
and activity
. Monitored team and individual performance for quality and productivity
improvement
. Prioritized and managed workloads to achieve performance standards
and timeframe deadlines
. Updated information on the record keeping system
. Reviewed participant's pension benefit paperwork.
ING
Jacksonville, FL
Benefit Specialist (Temporary Contractor) August
2009 - November, 2009
. Reviewed, analyzed, and processed about 100 companies' retirees'
retirement plan paperwork daily
. Set up annuity and lump sum payments for the applicants
. Analyzed all components required to set up an annuity or lump sum
payment
Brigham Young University-Hawaii
Laie, Hawaii
Math Tutor August
2006 - April 2007
. Tutored all college levels from freshmen through senior in all college
math subjects
. Graded homework and quizzes of calculus and differential equation
classes and submitted them to the assigned professor
Polynesian Cultural Center
Laie, Hawaii
Cashier at Banyan Tree Snack Bar September
2003 - June 2006
. Trained new cashiers in their various duties and responsibilities
. Provided excellent customer service for hundreds of customers daily
. Handled cash register and account for all cash and credit card sales
daily