Insurance Credit

Location:

Posted:

September 21, 2013

Tammy Jocelyn

*********@*****.***

CAREER FOCUS

Mortgage Underwriter with more than 15 years of experience underwriting FHA, FNMA, HAFA

and Traditional Loans.

SUMMARY OF SKILLS

Knowledge of VA loan process Post Closing Auditing

Full understanding of FHA, FNMA loan Proficient in Microsoft Office

guidelines Fluent in Spanish

Analytical

PROFESSIONAL EXPERIENCE

Liquidations Underwriter, 04/2013 to 08/2013

EverHome Mortgage Jacksonville, FL

Analyzed applicants' financial status, credit and property evaluation to determine feasibility

eligible for a Short sale. Including ordering credit reports, appraisals, preliminary title reports,

environmental reports, and insurance information and flood certificates. Adhered to all federal and

state compliance guidelines.

Loss Mitigations Underwriter, 04/2009 to 03/2013

Homeward Residential Jacksonville, FL

Evaluated borrowers'' financial status, credit and property evaluation to determine feasible Loss

Mitigations workouts. Educated customers on the variety of assistance, Modification, Short Sale

or Deed in Lieu of Foreclosure. Assisted senior level credit officers with complex accounts.

Loan Originator, 07/2007 to 04/2008

Washington Mutual Jacksonville, FL

Examined applicants' financial status, credit and property evaluation to determine feasibility of

granting loans.Educated customers on the variety of loan products and available credit

options.Executed the loan origination process, including ordering credit reports, appraisals,

preliminary title reports, UCC searches, environmental reports, insurance information and flood

certificates.

EDUCATION

Columbia College Jacksonville, FL, U S A

Bachelors of Science Major in Accounting