Manager Management

Hannah Zhao

Treasury/Credit Manager - Huawei Technologies USA Inc

Plano, TX

*******@*******.*** - 936-***-****

WORK EXPERIENCE

Treasury/Credit Manager

Huawei Technologies USA Inc - Plano, TX - November 2011 to Present

Oversee management of treasury, cash management, and merchant card service and debt

• Manage cash flow forecasting model

• Manage and cultivate banking and merchant card service relationships including negotiating all related

contracts and fees

• Develop and implement cash management operational strategies

• Evaluate and manage departmental policies and procedures ensuring proper security in cash processing,

treasury related general ledger posting, and wire and ACH processing

• Oversee issuing letters of credit / Surety Bond / Guarantee

• Prepare financial reviews both quantitatively and qualitatively to assess risk customers and determine and

execute strategy to mitigate risk

• Complete and present Weekly Credit Committee updates highlighting high risk accounts, market trends and

economic data gleaned from research

• Ensure compliance with credit policies and procedures

Treasury/Credit Manager

UTStarcom Telecom Co., Ltd - Hangzhou, CN - October 2008 to November 2011

Developed/implemented forex risk management strategies in accordance with corporate policies

• Identified/managed group's forex, interest rate and counterparty exposures

• Completed onshore/offshore RMB trading & hedging activities

• Worked with Investor Relations to buyback company stocks

• Participated in the development of foreign currency hedging projects and systems

• Evaluated revision of the bank account structure in order to decrease transactional banking costs and take

advantage of pooling/concentration opportunities

• Provided direction and development for the Chinese treasury staff and closely collaborate with company's

treasury personnel around the world

• Monitored bank account signatories and wire authorization rights for bank accounts

• Performed customer financial status assessment and credit status evaluation in compliance with credit

policies and within the standard turnaround time

• Calculated detailed credit analysis, including quantitative analysis and qualitative evaluation

• Developed and monitored appropriate metrics to track and manage credit/collections and receivables

exposure for the business

Part-Time Faculty Member in Finance

California Coast Credit Union - San Diego, CA - October 2006 to October 2008

Professor, Corporate Finance and Managerial Finance

Financial Analyst

California Coast Credit Union - San Diego, CA - October 2004 to October 2008

Utilized and maintained asset/liability model to analyze and manage asset/liability risk

• Member of ALCO Committee, provided analyses and recommendations as appropriate

• Member of Investment Committee, managed the credit union liquidity and investment

• Developed and maintained annual credit union operating plan by department

• Presented reports for senior management

Society Presentation - September 2006 to September 2006

9/06 Society Presentation: "Will China Save the World? - Ask the Chinese Middle Class"

Elected as Society Secretary/Treasurer

- July 2004 to June 2005

Chartered Financial Analyst Society of San Diego

San Diego, CA - September 2002 to September 2002

USA

Investment Analyst

Xylem Investments - Boston, MA - July 2000 to March 2002

Managed the $100 million portfolio of Natural Resource companies in Australia, Latin America, etc.

• Created and maintained detailed, comprehensive quarterly and yearly income statement, balance sheet and

cash flow models and business segment analysis

• Created original research reports with a focus on drivers of operating performance

• Performed due diligence on visits with CEO's and CFO's of coverage companies

• Developed industry contacts at trade shows and conferences

Finance Controller

ALCATEL Telecom China - Shenzhen, CN - June 1996 to December 1997

As One of the first 8 hires, set up company-wide financial policy and procedures

• Developed $10M budget with forecasts for purchasing, production, sales, and expenses

• Tracked and analyzed budget/actual variance and made recommendation for improvements

• Managed month end activities, produced and analyzed financial statements

• Worked with local banks to finance the company working capital needs

Finance Supervisor

Elec & Eltek International - Shenzhen, CN - August 1993 to May 1996

Performed quantitative analysis on material cost. Improved margins and earned merit bonus

• Analyzed Accounts/Receivable performance, defined and monitored customer credit terms

PROFESSIONAL

Chartered Financial Analyst. CFA Institute member, Equity and Bond Valuation

EDUCATION

Master of Science in Finance

Boston College, Carroll School of Management - Boston, MA

January 1999 to May 2000

Bachelor of Science in Statistics

Northeast University of Finance & Economics - Dalian, CN

September 1989 to July 1993

ADDITIONAL INFORMATION

SKILLS

Financial: CFA, CFA Institute member, Equity and Bond Valuation

Computer & Database: Excel/ORACLE/Bloomberg/Word/PowerPoint/IPS SENDERO/Quickbook

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