Quality Assurance Management

Cynthia Fincher

**** ********* ******, *** **

Cell 917-***-****

Bronx, NY 10471

Email: **********@*****.***

RISK/COMPLIANCE EXECUTIVE

Result-Driven Leader with a proven track record as a valuable contributor

to the growth and success of Investment Banks, Broker-Dealers, Trust

Companies, and other type of Financial Organizations. Demonstrated ability

to identify, prevent, and mitigate risk; ensure adherence and compliance to

industry regulations; provide guidance and deliver effective solutions to

achieve overall goals.

CORE COMPENTENCIES

. Risk Mitigation

. Auditing

. Accounting

. P&L Management

. ORM

. ERM

. Compliance

. AML/BSA

. FRAUD

. KYC

. OFAC

. SAR's

. SOX

. BASEL II

. GAAS

. Strategic Planning

. Budgeting

. Product Management

. Project Management

. Leading Cross-Functional Teams

. Consulting

. Business Development

. Marketing

. Business Planning

. Regulatory (Federal Reserve, FINRA, OCC, SEC, MSRB, CFTC, ISE, and

Dodd Frank)

HIGHLIGHT OF ACCOMPLISHMENTS:

Enhanced controls to accomplish business objectives; ensure compliance and

mitigate risk

< Ensure adherence and compliance to regulations by providing critical

guidance as a trusted advisor

< Mitigated operational and enterprise risk through the assessment and

enhancement of controls

< Improved regulatory ratings by implementing effective solutions to

remediate issues

< Created Risk and Control framework using COSO approach for RCSA, Basel

I & II, and SOX

< Reduced exposure to firm by devising a Management Risk Assessment report

to identify Key Risk Indicators, adequately assess risk, and make

appropriate capital reserve provisions

< Established effective policies and procedures to detect, prevent, and

mitigate risk

Maximized stakeholder value and achieve bottom-line results

< Increased bottom line performance by strengthening the bank's operations

< Successfully managed a 20 million dollar development budget and a 3.5

million dollar operating budget

< Grew startup to $625K revenue in 2 years; improved client satisfactory

scores by 97%

< Reduced operating expenses by 17%; identified over $510K in cost savings

EXPERIENCE:

Senior Consultant /Managing Consultant (Compliance/Auditing)

June 2008- Present

Provide guidance as a trusted advisor and serve as a key resource for

various engagements with major financial institutions including: ICS Risk

Advisors, Experis, Natixis US Capital Investment Bank, Bank of Tokyo,

Goldman Sachs Bank, and Sumitomo Trust & Bank

< Perform risk based assessments to determine effectiveness of controls

< Ensure adherence and compliance to the various rules and regulations

governed by the FED, SEC, MSRB, CFTC, ISE, FINRA, and Dodd Frank

< Address federal examination findings and liaise with regulatory

authorities

< Developed risk -based matrix to determine regulatory rules applicable to

various entities, assess controls and performed gap analysis for capital

markets trading and financing activities

< Conduct audits to ensure compliance to various rules and regulations;

including KYC due diligence, OFAC, SAR's, AML, and BSA

< Perform quality assurance reviews of audits completed by other auditors

< Develop/Evaluate policies and procedures to ensure compliance with

regulations, as well as ensuring safety and soundness

Page 2

Cynthia Fincher

5800 Arlington Avenue, Apt 5S

Cell 917-***-****

Bronx, NY 10471

Email: **********@*****.***

Credit Suisse, New York, NY

June 2006 - September 2007

Vice President Operational Risk Control - Asset Servicing

Managed operational controls 1)Provided leadership and guidance to

management team 2) Mitigated risk by evaluating controls and devising a

Management Risk Assessment report to identify and adequately assess key

risk, implement risk mitigation strategies to monitor and report risk to

senior management, make appropriate capital reserve provisions.

< Performed oversight of controls, implemented and strengthened controls to

mitigate risk, prepare incident reports and develop corrective action

plans to remediate issues

< Preformed monthly account sign-off reviews to ensure proper posting and

reconciliation to the GL

< Ensured all regulatory requirements, guidelines, and policies were

adhered to

< Performed quality control reviews, reported results of reviews to senior

management

Depository Trust & Clearing Corporation, New York, NY

February 2001-June 2006

Senior Auditor - Auditing (2004 - 2006)

Examined and assessed controls to determine effectiveness and made

recommendations to mitigate risk.

< Conducted internal operational and financial audits, managed audit

projects

< Acted as an advisor to department managers, collaborated with internal

and external partners

< Prepared planning memos and audit programs, examine policies and

procedures to ensure effectiveness of controls and adherence to AML, BSA,

OFAC, SAR's and FinCEN reporting

< Identified and assessed risk, evaluated controls, and documented audit

findings

Product Manager - International Tax Services (2001 - 2004)

Managed a product developed as an industry wide solution for the financial

services industry to comply with regulatory requirements.

< Provided product support for a tax compliance system, reviewed regulatory

changes

< Developed business plans, documented business requirements and functional

specifications, created operating procedure manual, user guides, and

marketing plans, provided product support

< Managed all phases of products life cycle, led efforts of cross-

functional teams, negotiated contracts

< Managed various projects simultaneously, tracked project deliverables to

meet stringent deadlines

Deutsche Bank (formerly Bankers Trust), Jersey City, NJ September

1997- January 2001

Assistant Treasurer - Global Corporate Actions

Managed team of client services representatives.

< Provided guidance and leadership to staff

< Developed strategies to improve performance and operational

inefficiencies

< Evaluated procedures, and applied tactical decisions to provide effective

solutions

< Provided expertise in matters pertaining to global events, market

practices, and policies

Additional related experience at Oppenheimer Capital, Citigroup (formerly

Smith Barney Shearson) and First Investors Corporation

EDUCATION:

MBA - International Business - Saint Peter's College, Jersey City, NJ

B.S. - Business Administration - Lincoln University, Lincoln, PA

SOFWARE APPLICATION/SYSTEMS:

Microsoft office suite - project 2000- PeopleSoft- bloomberg

Contact this candidate