Lisa A. Apelian
Jacksonville, Florida
Email: ****.********@*****.***
Work Experience:
March 2013 to present: The StoneHill Group - Jacksonville, Florida
Sr. Underwriter - Frontline Residential Mortgage Loan Underwriter
performing quality underwrites for StoneHill Group clients including credit
unions, banks, and rural loans nationwide. Use of a variety of AUS systems.
Knowledge of FNMA/FHLMC guides as well as lender overlays.
August 2012 to March 2013: Wells Fargo Home Mortgage - Jacksonville,
Florida
Mortgage Loan Closer - Performed all aspects of residential mortgage loan
closings to include purchase and refinance transactions throughout the
entire country.
September 2010 to April 2012: QFA, LLC - Naples, Florida
Marketing Coordinator/Project Development - Marketing coordinator for a
Registered Investment Advisory Firm with over $110million in assets under
management. Developed a full marketing plan/budget, created advertising and
direct mail pieces, completely overhauled and created an interactive
website that alerted subscribers to real time trading information. Planned
and managed all aspects of Trade Show and Seminar activity.
August 2009 to September 2010: First American Financial - St. Petersburg,
Florida
Owned and Lead Short Sale Negotiator - Processed short sales from property
listing to sale/closing. Negotiated terms for the property owners' short
sale with large and small banks/financial institutions across the U.S. The
company was so successful that it's listing and files were bought by a
local St. Petersburg Law Firm.
October 2007 to July 2008- Wachovia Wholesale Mortgage - Tampa, Florida
Account Executive - Portfolio, FHA, Conforming, Jumbo and Alt-A Loan
Product Sales. Built and maintained relationships with Mortgage Brokers
across the country. Substantially increased loan volume for wholesale
conforming division.
November 2004 to October 2007 - American Home Mortgage (Amer Brokers
Conduit) - Maitland, Florida
Sr. Underwriter - Frontline U/W Conforming and Non-Conforming - manual, DU
and LP. Knowledge of FHLMC, FNMA and FHA Guidelines.
May 1998 - November 2004 - Greenpoint Mortgage - Maitland, Florida
Account Executive - for Headlands Mortgage (sold to Greenpoint Mortgage
then to Capital One). Built Florida
territory from the ground up. Successfully set up over 600 broker
businesses in Florida territory. Trained and sold Alt-a, FHA, VA,
Conforming, and commercial loan products to brokers. Trained new AE's and
led them into their own territories. High Pull Through and Loan Quality.
Extensive knowledge of lending guides including exceptions.
1990-1998 The VanWinkle Law Firm- Asheville, NC and York Title and Title
Search Co - Elkhart, Indiana
Loan Closer - for large law firm. Performed all aspects of title/loan
processing and closing of residential and commercial loans. Performed all
pre-closing, closing and post-closing duties. Court recording and title
search duties.
Worked for National Bank (NBD Mortgage Company) and Title Companies (York
Title and The Title Search Company). Loan Closer - Sr. Loan Closer -
closing loans for nationwide lenders. (York Title and The Title Search
Company). Actively managed 15 employees in the closing/post-closing
department at The Title Search Company.
Education:
BA - Political Science/Sociology - The University of Texas at Arlington -
(Paralegal Cert)
Florida Licensed Realtor
Lisa Apelian
13767 Oak Tree Terrace
Jacksonville, Florida 32224
Dear Hiring Manager:
I am writing to express my interest in your current opening for a Legal Assistant. Please accept my resume for your consideration. With over 25 years in the mortgage industry, my comprehensive expertise will certainly add value and generate positive results for your organization. I am well versed in all aspects of the mortgage/real estate industry – including bankruptcy and foreclosure.
I am currently employed as an Underwriter in a Senior Lead position, with The StoneHill Group. I actively underwrite conforming loans for several national lenders and credit unions, including specialized underwriting of rural loans. Working with a diverse group of lenders makes me flexible to change and a quick learning of each lender’s system and guidelines. In addition, I provide meticulous attention to detail in underwriting mortgages while evaluating risk and balancing loan-volume growth and profitability.
I am consistently in a top performing tier in all the positions I have held throughout my career. I am positive my knowledge and qualifications are an excellent fit within your Legal Department.
Please consider me an eager and qualified candidate. I would like to meet with you to discuss this position and how I would be able to add value and depth to your organization. Please contact me at your earliest convenience.
Sincerely,
Lisa Apelian
Email: ****.********@*****.***