Quality Control Management

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YINKA R. GBADAMOSI

(BSc. Degree in Economics)

**** ***** ***** *********, ***** 76063 347-***-**** **.*****@*****.***

Profile

I am a proactive, flexible and hard working young man with perseverance to achieve the best results. I easily collect and analyze information,

digest facts, figures and quickly grasp complex technical issues. I possess good negotiation and relationship management skills. I swiftly

identify the root of any problem and develop an effective solution. I have a proven ability to manage and complete projects to the highest

standard adhering firmly to standard operating procedures with a meticulous attention to details and within agreed deadlines. Also, I possess

exceptional organizational skills to manage competing priorities and to work without any supervision. I have the ability to work well in a team to

accomplish a common goal. I have excellent communication skills with a passion to learn and to hone my skills.

Relevant Work Experience

July 2012 – April 2013 Retreat Capital Management Inc./Bank of America

Business Analyst/FHA MI Claim Underwriter.

Main function as Business analyst for Real Estate Owned (REO) and SCRA properties, as well as audits:

Prepared reports on a daily & month to date basis.

Ensured constant communication with corporate officers to keep abreast of all newly implemented guidelines to assure the utmost in

quality job performance.

Obtained requirements through discovery, document analysis, business process descriptions and use cases. Research scenarios,

tasks and workflow:

Understand business issues and data challenges of client's organizations and default industry. Participated in peer review of

business specifications, business logics.

Provide recommendations related to proposed solutions.

Created quality requirements documents. Understand the necessity of project standards and apply them consistently. Defined

test conditions. Develop accurate and complete test plans.

Prepared professional presentations and business documents that coherent, grammatically correct, effective and engaging.

Investigate customer credit applications.

Reviewed all aspects of mortgage servicing for multiple investors and clients as assigned.

Ensured accurate records findings in QC system of record.

Examined a variety of mortgage servicing activities for proper QC audit in accordance with Agency/Government mortgage servicing

programs.

Yinka R. Gbadamosi

1

Ensured the accurate analysis and the timely processing of FHA MI Claims submission.

Compiled the required supporting documentation for the loans through multiple system applications.

Performed research and due diligence on locating missing documents.

Identified holds and bankruptcy on the loans.

Responded to issues and questions raised by the attorney, the foreclosure vendor and internal employees to ensure that the

foreclosure timelines are kept on track and minimize delays, losses and problems.

Reviewed files on hold and provide assistance to attorney to resolve pending issues.

Dec.2009 – Jun.2010 AfriBank

Credit Monitoring Analyst

Reviewed all credit transactions carried out through the internet banking applications.

Monitored internet banking applications to ensure their profitability, manage their risks and use them effectively to attract new

customers and strengthen relationships with existing ones.

Responsible for accurately monitoring and identifying covenant defaults, borrowing base violations and security defaults, and financial

statement spreading.

Provided financial reporting to management.

Performed timely and accurate system input of payments and advances which includes application review and analysis.

Prepared written confirmation of payoff balances, balance transfer, and cash advance check.

Jan.2007 – Nov.2009 United Bank for Africa

Quality Control Analyst/ QC Underwriter Analyst

Performed accurate and timely analysis of loans default expenses such as write-off/charges offs, loss mitigation activity,

reinstatement, paid in full and service release loans with remaining corporate advance balances.

Interacted with originators and underwriters

Coordinated delivery of due diligence materials to third party report providers

Coordinated delivery of due diligence materials from borrower to underwriting team, including working with a processor to coordinate

the collection of property and borrower information

Reviewed and complete Quality Control checklist (including appraisals, market studies, environmental reports &

property assessments)

Researched local real estate markets.

Yinka R. Gbadamosi

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Reviewed due diligence materials for accuracy with assistance from senior team member

Assisted in responses to HUD deficiencies as needed

Provided Lender Counsel with requested documentation.

Conducted rent roll, operating statement, and other financial analyses.

Jan.2000 – Dec.2000 Excel Micro Finance Bank

Clerical Officer

Responsible for keeping loan information organized, making sure that all parties receive the loan information they require and

monitoring the status of outstanding loans.

Responsible for calculating the interest owed on various loans, including the interest owed to savings account customers, as well as

the interest owed on accounts, mortgages and business loans; reporting to the management the loans that are delinquent.

Sorting and dispatching mails to various departments of the bank.

Preparing monthly balance sheets for checking account customers and mail them out.

Responsible for consulting, sorting and managing specific records to retrieve all information related to a particular customer's

business with the bank such as a customer's mortgage, savings account, checking account and investment portfolio.

Education

M.Sc. Finance (in View), Texas A & M University.

B.Sc. (Hons.) Economics, Olabisi Onabanjo University, Nigeria.

Advance Diploma in Computer Science, Lagos City Computer College, Nigeria.

Diploma in Marketing Management, Olabisi Onabanjo University, Nigeria.

Certification

Member, Nigeria Institute of Management (Chartered).

Technical Skills

Excellent knowledge of Excel, Access, Word, PowerPoint, CorelDraw, AS400, Equator, SharePoint, Citrix, I Portal,

EVARS, Yardi,

ACCER, FOCUS, FHA Neighborhood Watch, FHA Connection, LPS Desktop, LPS Invoice, MSP, LandSafe Servicing

Systems, SPSS, E View, Visio, E Mail, Internet, Outlook, and Adobe PageMaker.

Award & Honor

Yinka R. Gbadamosi

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Special Recognition Award from Retreat Capital Management Inc., January 2013.

Reference

References available upon request.

Yinka R. Gbadamosi

Contact this candidate