To support the SME Relationship Manager by conducting in-depth credit analysis credit analysis to evaluate risks associated with lending decisions. Provide insights that enable informed, responsible financial solutions aligned with the broader client relationship strategy, ensuring sound risk management and sustainable growth.
Analyses credit data to estimate degree of risk in extending credit or lending money in support of a broader client relationship
Year on year revenue growth versus budget for team portfolio
Achieving the delivery of exceptional customer experience against the Balanced Scorecard standards
Act as the point of contact for the defined customer portfolio.
Deal with customer complaints and ensure that it is resolved to the satisfaction of the customer
Manage the growth of active customer Account Base to increase client base
Ensures a competent portfolio management as well as asset and liability growth
Achieving the delivery of exceptional customer experience against the Balanced Scorecard standards
Manage the growth of active customer Account Base to increase client base
Maximise Business Portfolio cross sell opportunities and strengthen client relationships
Convert identified leads into successful sales
Achieve individual targets as set according to appropriate business area or sales plan
Comply with governance in terms of legislative and audit requirements
Manage the % of facility documents outstanding in excess of 60 days after renewal as measured by Collateral team per BS Team / region based on facilities approved and documents submitted
Ensure effective Data Management by ensuring expired limits are attended to against set target
Prepare credit proposals for review by the Credit Product House
Compliance with procedures and processes
Keep abreast with what's happening within the market place and more specifically with regards to process and credit policy
Manage own development to increase own competencies
Important Closing Date Note
Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.20/09/26
All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
R53537