OMOWUNMI MARTINS
**** ******* *******, ********, **. 30060
773-***-**** * *****.*******@*****.***
PERSONAL PROFILE
Well-versed and experienced in various financial industries with over 6yrs experience – Banking, Financial Services, Mortgage, Insurance, business process improvement & redesign and Capital Market Industries. Capabilities include: Portfolio Management, Risk Management, Project Management, Credit Analysis, Loan Analysis, Month-end close and Compliance.
EDUCATION
KELLER GRADUATE SCHOOL OF MANAGEMENT Chicago, IL
Master of Business Administration
Discipline: Project Management, December 2008
ROOSEVELT UNIVERSITY Chicago, IL
Bachelors of Science degree in Marketing
EXPERIENCE
2005 – NOV 09 GENERAL ELECTRIC Chicago, IL
Portfolio/Risk Analyst 2007-present (GE Commercial Finance)
• Analyze customer requests related to a portfolio of loans and leases to assess impact to credit quality, including loan/lease assignments, changes of control, collateral substitution and collateral relocation.
• Develop and execute process improvement projects, financial models and projections, and project evaluation analysis initiatives.
• Lead the review and evaluation of existing and proposed business activities to determine potential risk exposure
• Work closely with Account Management on client relationship related issues
• Work with Analytics team and traders to develop tactical and strategic guidance on portfolio's market risk position that are consistent with risk limits and capital constraints.
• Engage in continuous improvement of Risk Mitigation Processes using Six Sigma processes and LEAN.
• Gather and reconcile and drive prompt closure/settlement of all production metrics (i.e. fees, principal, loan terminations) including researching and identifying root causes.
• Prepare and review Letters of Credit, Libors and Bankers Acceptance Letters.
• Maintain service level with investors such as Barclays, JP Morgan Chase, Deutsche Bank on portfolios worth over $5 billion.
• Lead projects to drive improved proactive portfolio management and ensure that portfolio metrics results are fed into business processes
Loan/Risk Analyst 2005-2007 (GE Consumer Finance)
• Assisted in identifying, recommending and/or negotiating alternative loan requirements, funding and/or loan-structuring solutions
• Analyzed and prepared summaries of financial plans and operating forecast for a $20mm credit portfolio.
• Evaluated debt ratio, loan-to-value ratios, credit score, property valuation Underwrote deals, performed transaction analysis, deal structuring, financial evaluation, risks & mitigants analysis, prepare credit write up
• Achieved a 50% increase in new accounts by conducting detailed testing and analysis of client collateral and revenue potentials.
• Supervised a 3-member team that developed and implemented targeted loans and campaign strategies resulting in quarterly incremental revenue
• Developed customer service improvement initiatives, which lead to a 30% growth in accounts and improved efficiency in collateral monitoring by Account Managers
• Reviewed, evaluated data to ascertain loan viability and identify risk issues and potential fraud
• Performed detail analysis on Appraisals to access property value.
June – Dec. 2004 OPTION ONE MORTGAGE COMPANY Schaumburg, IL
Underwriter
• Led initiatives such as developing a program to accommodate customer needs/wants that resulted in generating new accounts on a weekly basis.
• Participated in valuation discussions/negotiations of loan buybacks with institutional investors.
• Communicated with customers regarding required documentation and/or underwriting actions
• Worked with Product Management and Compliance staff to ensure compliance of underwriting processes and procedures
• Consulted with local legal, finance, tax and compliance officers and auditors to ensure transactions were done and documented in compliance with local laws and regulations.
2003 - 2004 ARGENT MORTGAGE Rolling Meadows, IL
Underwriter
• Performed an end-to-end review of the loan administration process (origination; processing; monitoring and collection). Recommendations led to reduction in delinquent loans.
• Worked closely with Relationship Managers and supported customer relationships with excellent service.
• Analyzed credit information and completed loan underwriting processes
ADDITIONAL DATA
Awards and Achievements
• Led analysis, design, and implementation and develop and nurture client relationships saving the company over $5M
• Contribute to the progress of Six-Sigma projects by providing expertise as a risk analyst on productivity improvement, organizational redesign, and change management projects
• GE Culture Keeper Award for excellence in problem solving, composure under intense circumstances and commitment
• GE Certificate of Achievement for Outstanding Customer Service
• GE Commercial Finance CF Impact Award for Outstanding Teamwork
• Earned early promotion within six months (first amongst peers)
SKILLS
• Microsoft Project, Excel, Access, PowerPoint, Word, ACBS, Loanquest, Citrix, Six-Sigma and Lean project knowledge
Activities and Interests
• Nigerian Professional Business Forum
• Center for Conflict Resolution
• Volunteer, SWANS – a female mentor group for teenage females in Chicago