Alicia Kirsch
Angels Camp, California
***********@*****.***
Objective: Seeking a rewarding position with the opportunity to use my skills.
Work Experience
Contract Underwriter (Downey Savings, Wells Fargo, JP Morgan Chase)
10/07-5/08
Performed credit analysis for new originated residential loans.
Ran automated system for new and existing files.
Reviewed income, assets, prelims and appraisals.
Senior Underwriter (Downey Savings)
10/96-7/07
Performed credit analysis for new and existing originated residentials loans.
Determined risk factors and presence of compensating factors for loans within guidelines and loans requiring and exception.
Maintained exceptional customer service with brokers, internal account executives as well as office staff.
Ran DU for FNMA files.
Reviewed full loan package when received including income, assets, prelim and appraisal.
Experience with issuing loan documents, funding and receptionist.
Additional Training and Courses:
Underwriting, Fraud Alert, Appraisal Evaluation and Compliance Training.