Prashant Dattatraya Naik
***/*, ***** ****, ****** Sarkar Nagar
Manvel Pada Road,Virar (East)
Dist: -Thane.,Taluka Vasai
Maharashtra: -401303
Mobile No.-981-***-****
Email: - *************@**********.***
*************@*****.**.**
OBJECTIVE
I desire to take up the challenges, possibilities and dynamic environment in the face of growing commercialization and specialization. I am open for learning new skills, development and can adapt to changes in environment quickly.
SKILLS SUMMARY
Associated with Retail Banking & Corporate Banking since the last ten years.
Expertise in handling wide range of assignment involved in Corporate banking operation, Branch banking Operation & worked as Assistant Manager – International banking Group with ICICI Bank Limited
Handling different assignments in Retail asset operation, Liability operation, Cash management, Customer relationship management, Audit.
PROFESSIONAL EDUCATION
Government Diploma in Co-operation & Accountancy
POST GRADUATION /GRADUATION
Passed B.Com. (Mumbai University) in Apr-1997.
PROFESSIONAL EXPERIENCE
ICICI BANK LTD - 2.5 Years ( April 2008 - December 2010 )
Worked with ICICI Bank since April 2008 as a Assistant Manager in Corporate banking operation group. Handled the International Banking operations. Worked with Bahrain,Singapore,Hongkong & USA Back office operations .
Job Profiles :-
Handled the above operations as a Team Leader & involved in following operations activities.
- Conducting KYC analysis of Corporate Accounts.
- Cust Id Opening of Corporate Accounts.
- Account Opening –Loan,Saving, Deposits,Checking A/c –USA
- Facilitating disbursement of new loan to clients
- Ensuring delivery of Loan Rollover, Interest due reminder, Interest rate fix in hands of client.
- Recovery of Interest & principal amount from customer & execute Interest Run & interest reset in the system.
- Make payment to overseas banks through SWIFT.
- Ensuring daily uploading of Libor rates of different currencies for US location
- Coordinate with CMOG, Relationship manager & TMOG for daily transactions.
- Ensuring name scanning for negative list in Amlock
SHREE SUVARNA SAHAKARI BANK LTD – 9 Years ( April 1999 - March 2008 )
Worked as Clerk with Shree Suvarna Sahakri Bank Ltd for Nine years.
Job Profiles :-
- Dealing with Saving Bank A/c’s, Current Deposit A/c’s & giving guidance, information to customer
- Ensure complete KYC documentation with adherence to KYC standards & timely disburse the loan.
- Timely processing of transactions & tracking suspicious transactions of customer.
- Handling Fixed Deposit Section & giving information about ROI, Tenure to client & also fill up 15G/15H from customer.
- Owning regulatory, audit, compliance and control measures at the branch.
- Ensure compliance with the KYC policies and procedures of the Bank as stipulated from time to time
- To provide quick response to customer queries & gain customer confidence.
- Servicing the client for Retail Asset products like Personal loan, Home Loan, Auto Loan, Commercial Vehicles loan, loan against gold.
- Handled responsibility for time-to-time deduction of Tax from Depositors A/c’s.
- Payroll administration and supervision
- Responsible for completion Quarterly E-TDS Statement & forwarding to Head office.
- Handled Bank Reconciliation
- Handling Cash Counter of the Bank & daily updation of vault register
- Performing scrutiny of cheques, checking mutilation, crossing of cheque
- Ensuring presentment of cheque within banking hours & marking clearance in the system
- Update the financial reasons & technical reasons of returning of cheque
- Handling Inward clearing, outward clearing & taking follow-up with clearing house
- Preparing the MIS of cleared & bounced cheque
PERSONAL PROFILE
Date of Birth : March 7, 1977.
Sex, Marital Status : Male, Married.
Languages known : English, Hindi and Marathi.
Hobbies : I enjoy reading books, traveling, listening music.
Expected CTC: As per Industry Standard
Joining time required: 1 month
Date: (Prashant D.Naik)