Mortgage Processor-Closer

Cora L. Serrano

***** ******* ****, *** *******, Texas 78251

(210) 957-9321cell

*.*******@*****.***

Professional Summary Mortgage loan processor and closer. Major strengths include excellent organizational skills, interpersonal communication, and problem solving. A dependable, hardworking, team player who is a self-starter, learns quickly, and has a positive and professional attitude. Detail oriented and keen analytical thinking, trustworthy and ethical. Ability to multi task effectively

Professional Skills Microsoft XP

Excel

Calyx

Microsoft Outlook

Microsoft Word

Filing/Editing

Typing (40+ wpm)

DU/LP

Telephone Skills

Computer skills

Education American Bankers Association-continuing education-Nov. 1990:

Principles of Real Estate; Real Estate Law; Commercial Lending; Regulations and Compliance

Mortgage Bankers Association-continuing education- Feb. 2002:

Advanced Loan Processing; Mortgage Loan Underwriting

Employment Skills • Review and process file documentation for approval to underwriting, uphold fair lending practices(credit-income-asset)

• Ensured all loans adhered to Federal, State and Bank regulations

• Ordered and reviewed title commitments, tax certificates, appraisals and surveys

• Communicate decision to appropriate parties

• Reviewed final approvals, rate locks, fees

• Coordinate closing date with title agents, borrowers, real estate agents, brokers

• Prepare and review settlement statements and closing packages for accuracy prior to signing

• Set-up and balance wire. Audit files and completed HMDA reports

• Experience with the following loan types and programs: Conventional; FHA; VA; TX-Vet; Construction loans; (Texas)Home Equity loans; Cash-out refinances; streamline FHA refinances, IRRRL’S

• Knowledge of Multi-state guidelines

Employment History

San Antonio TX USAA, FSB/Peyton Resource Group-Funder

USAA, FSB/Peyton Resource Group-Loan processor/closer 3/08-5/08

4/07-9/07

Washington Mutual/Aerotek Professionals -Closer/Funder 3/06-4/07

Aames Home Loans-Sr. processor/closer 11/04-3/06

World Savings Bank-Loan Processing/ Closing Specialist

Chase Manhattan Mortgage-Loan processor

REFERENCES AVAILABLE UPON REQUEST

01/04 -11/04

6/02-1/04

Contact this candidate