OBJECTIVE CUSTOMER SERVICE REPRESENTATIVE
SKILLS AND QUALIFICATIONS
• Banking Professional with over 10 years experience in commercial and retail banking
Office procedures
• Extensive experience in clerical and finance involved in administration and customer service with Masters degree in Psychology
• Commitment to superior customer service; always taking the time to understand customer requirements and meeting requests in a timely manner
• Exceptional problem solving abilities, calm upset customers using diplomacy and tact while adhering to company policies and procedures
• Good organizational, time management and prioritizing skills with high ability to achieve immediate and long-term goals and meet operational deadlines
• Highly adaptable, excellent team player and strong leadership skills with a positive attitude
1. Excellent communication, presentation and interpersonal skills with ability to deal with multi cultural environment
• Computer skills: MS Word, Email and Internet researching
• Languages: Fluent in English and Hindi
WORK EXPERIENCE
Bank of Baroda, India
Bank Officer Junior Manager Scale-1, 2010 – 2011
• Maintained, built and increased customer base and relationship
• Listened patiently and resolved client’s grievances
• Verified the routine data entries, opening and closing of accounts, bank guarantee, lockers and pay rolls
• Managed cash flow, analyzed data and prepared statements
• Processed loan proposal, referred loan applications outside branch manager limits to Regional office for approval, reviewed the loans and followed up for recovery
• Authorised tax entries and created required statements then send to main branch
Universal Teller, 2008 – 2010
• Cashed checks and paid out money after verifying that signatures were correct, that written and numerical amounts agree, and that accounts had sufficient funds
• Received checks and cash for deposit, verified amounts, and checked accuracy of deposit slips
• Entered customers' transactions into computers and issued computer-generated account statement or Pass-Book
WORK EXPERIENCE - continued
• Balanced currency, coin, and checked in cash drawers at ends of shifts, and calculated daily transactions using computers, calculators, or adding machines
• Examined checks for endorsements and to verify other information such as dates, bank names, identification of the persons receiving payments and the legality of the documents
• Counted currency, coins, and cheques received, by hand or using currency-counting machine
• Received and counted daily inventories of cash, drafts, and travelers' checks
Cashier-Cum-Clerk, Prior – 2008
• Made receipts and payments for customers, balance the cash at the end of the working hours and handed over to head cashier
• Exchanged soiled/mutilated currency notes, detected forged/fake currency
• Processed several account transactions, opening and closing of various types of bank accounts related to deposit, loan, bank guarantee, locker and pay cheque on the bank system
• Promoted bank products and services to customer to ensure they were well informed
• Compiled information and processed salary (pay roll) for staff and pension for retired staff
• Calculated and processed pension for central government, defense and state government retired employees
• Prepared and processed government tax payments through recommended forms
• Answered customers' questions, and explained available services such as deposit accounts, Loans, bonds, mutual funds and securities
• Referred customers to appropriate bank personnel to meet their financial needs
• Interviewed customers to obtain information needed for opening accounts or renting safe-deposit boxes
• Informed customers of procedures for applying for services such as ATM cards, direct deposit of checks, and certificates of deposit
• Executed wire transfers of funds
EDUCATION AND PROFESSIONAL DEVELOPMENT
Master’s degree in Psychology
Bachelor in Arts
Lucknow University, India
Canadian LBA Language Benchmarks 7 (listening and speaking 6, reading 8 and writing 7)
Centre for Education and training – Mississauga, ON
Received awards at Regional/National levels - Hindi story-writing and creative writing competitions
REFERENCES-
AMALA MOOKERJI 647-***-**** **************@*****.**
SURJEET BHATTI 647-***-**** ***************@*****.***