VARGHESE T. THOMAS
East Meadow, NY 11554
**********@*****.***
EDUCATION
UNIVERSITY OF KERALA, Kerala, India
Bachelor of Commerce, Specializations in Banking Law, Taxes and Accounting, June 1972
EXPERIENCE
STATE BANK OF INDIA, Kerala, INDIA
http://www.statebankofindia.com/
Manager – Mortgage Specialist, March 2003 – October 2006
Handled mortgage processing including personal loans, educational loans, car loans, and housing loans. Reviewed borrowers circumstances, credibility and affordability in connection with mortgage determinations. Assessed market factors in connection with identifying mortgage products for client needs. Satisfied lender requirements in connection with applications. Compiled all necessary closing documents. Explained legal disclosures to clients. Performed all required lender submissions.
Manager - Public Relations and Community Service, April 1998 – March 2003
Provided an efficient, effective and high quality corporate publicity service for the State Bank of India. Produced external and internal corporate communications and publicity materials. Oversaw advertisement and branding. Maintained proactive and responsive media relations activities. Sponsored and motivate community service initiatives.
Manager - Accounts and Administration, April 1990 – March 1998
Managed and reconciled bank accounts. Prepared weekly and monthly financial statements and support schedules. Drafted monthly financial accounting and management reports. Performed variance analysis and provided related monthly reports. Participated in year-end close accountant review work, analysis and documentation. Handled confidential information discreetly at all times.
COMPUTER SKILLS AND ADDITIONAL TRAINING
Operating systems: WIN 98, WIN 2000 and WIN XP.
Software suites: Microsoft Office - Word, Excel and PowerPoint.
Completed training courses in Branch Management, Public Relations, Executive Development- Banking, Investment Banking, Capital Banking, Mutual Funds and Life Insurance.
HONORS
2004 Jeevan Reksha Award, Human Aids and Cancer Control Society of India.