Ag/Commercial Loan Officer-ASB Corporate Credit Manager-IVESCO LLC
Resume:
JAMES ROELFS
ACKLEY, IA *****
641-***-**** Mobile
*******@*****.*** -E mail
OBJECTIVE:
Accept a position with a progressive company that would benefit from seventeen years of business experience with an emphasis in credit and finance in the agricultural industry.
SUMMARY:
• More than nine years of progressive credit management and risk analysis for companies with annual sales in excess of $450 million.
• Reduced the amount of past due debt on each of two company accounts receivable aging by more than $1.25 million in the first two years of employment.
• Extreme communication with salespeople in managing territories of companies that staffed 70+ in each of their sales departments throughout the United States.
• Eight years as the manager of over $3 million in secured finance loans within the agricultural industry.
• Six years of experience in accounting and financial statement preparation for two limited liability companies.
• Ten years of direct supervision in accounting and credit departments.
• Knowledge and use of Microsoft Word, Excel, PowerPoint, and the internet.
EDUCATION:
• Bachelor of Science in Accounting, a minor in Finance, May 1994
• Upper Iowa University, Fayette, Iowa, Waterloo Campus
• Graduated with a GPA of 3.0 on a 4.0 scale
. Ackley-Geneva High School, 1982 graduate
Courses taken would include:
• Auditing
• Intermediate accounting I & II
• Financial management & Banking
• Micro/Macro Economics
• Quantitative math methods
EXPERIENCE:
Ag/Commercial Loan Officer, Ackley State Bank-Ackley, Iowa
Iowa Falls, Iowa branch September 2010 to present
. Business development responsibilities to build an agriculture presence
and create commercial lending opportunities.
. Responsible for implementing an annual marketing plan to build market
share in a highly competitive market.
. Successful completion of IBA Commercial Lending School, October
2010
Integration Commerce Manager, PVPL, January 2010 to September 2010, Omaha, Nebraska
Division Credit Manager, ProConn LLC a division of PVPL , July
2009 to January 2010, Omaha, Nebraska
Senior Credit and Collections Coordinator, March 2009 to June 2009
ProConn, a division of PVPL, Omaha, Nebraska
. Liaison representative for PVPL with our Food Animal sales personnel,
customer base, and finance department to meet and exceed our
customer and corporate goals and objectives.
. Developing new processes and procedures for managing the company’s
Food Animal Division Accounts Receivable Aging, ProConn.
. Managing the risk analysis of four business units within the division,
Beef, Swine, Poultry, and Dairy.
. Managing a staff of credit administrators to ensure proper procedure for
credit analysis and collection processes. Collection of $1.25 million in
past due dollars July 2009-January 2010.
. Meeting with, and traveling to customers to gain understanding of new
territories and market strategies in developing markets.
Corporate Credit Manager, August 2002 to March 2009
IVESCO, LLC, Iowa Falls, Iowa
• Created and drafted corporate credit policy, including terms of sale and collection procedures for bad debt. Managed Accounts Receivable aging in excess of $70 million. This included large and small animal veterinary practices, food animal production, and large dealer business.
. Filed UCC-1 Financing statements with proper states for the purpose of
having collateral rights regarding consignment inventories.
. Negotiations with financial institutions in order to receive compensation
for past due accounts.
. Traveled nationally helping customers establish business planning
initiatives for cash flow and financial statement preparation.
• Introduced credit reporting using credit bureau reports for individuals as well as incorporated business. Information gathered was used to determine the amount of risk exposure our company is willing to undertake.
• For our reporting to corporate management, the use of Excel was used to compile the company’s account receivable aging by salesperson and by our warehouse locations.
• Risk analysis for future sales and current accounts receivable issues.
• Presented the credit department’s achievements, concerns, and future programs at the annual fall sales meeting using power point presentations.
Accountant/Finance Manager, September 1994 to August 2002
Farmers Cooperative Elevator Company, Iowa Falls, Iowa
• Managed the secured financing portfolio of over $3.0 million for livestock financing and agronomy inputs for cooperative members.
• Accounting and financial statement preparations for two of the cooperatives limited liability companies.
• Presented periodically, programs the cooperative had to offer its member owners.
• Maintenance support of the AS400 computer system. This included setting up new locations with configurations for hardware use.
Assistant Manager, January 1994 to September 1994
United Suppliers Inc, d/b/a Geneva Elevator, Geneva, Iowa
• Managed feed inventories for all feed products sold, bulk and bag products
• Grain accounting, issuing grain contracts to farmers for future sales and managing the daily position record.
• Sales of feed and agronomy inputs.
ACTIVITIES:
• Co President/Treasurer for The River City Kids theater group 2000 to
2006
. Softball coach for high school spring and fall league
• Enjoy golf, reading, swimming, and travel
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