Management Manager

Education_________________________________________________________________________

Welingkar Institute of Management Development & Research, Mumbai, India

MBA (Post Graduate Diploma Program in Management) 62.42%

Concentration: Finance August 2010

University Of Mumbai, Thakur College of Engineering and Technology, Mumbai, India

Bachelor of Engineering 68.80%

Concentration: Information Technology May 2008

Work Experience___________________________________________________________________

HDFC Bank Limited- Risk Analytics Unit (RAU) February 2011 Onwards

Business & Risk Analyst- Retail Credit

• Conducting thorough validation analysis on the credit policies for retail assets and credit cards and recommending necessary modifications.

• Running a cost benefit analysis on scorecard models with regards to efficiency in differentiation, stability and deployment.

• Modeled strategies for branch expansion and penetration purposes to strengthen bank’s credit and deposit position in comparison to its competitors.

• Conceptualizing, planning and implementing cross-sell initiatives on the bank’s wide customer base for penetration and retention purposes and superimpose them on the branch potential to facilitate the budgeting process in terms of resource allocation, infrastructure etc.

• Providing analytical guidance using the response, sourcing and performance trends on existing campaigns for credit qualified or non-credit qualified offerings to improve business volumes, restricting delinquencies & reduce cost.

• Responsible for effective integration of scorecard models in the front end system (Business Rule Engine-BRE) to facilitate decision making process at the credit underwriter’s end.

• Maintaining contents of the scorecard parameters in relevant databases (masters) with respect to updates / modification ensuring high levels of accuracy.

Inventure Group- Wealth Management Division June 2010-October 2010

Relationship Manager

• Client Acquisition, Portfolio structuring and management services across various asset classes

Credit Suisse Services (India) Private Limited, Pune, India May 2009- August 2009

Research Intern

• Marketing & Trade commentary analysis report of Index Swap Trades in US & EU.

• Ascertaining investor requirements and matching them with appropriate hedge funds, a first time effort from the India operations.

• CoF & Stock loan balances report to determine the rate at which the money should be lent out from the investment bank and a track of how much security is lent out by Credit Suisse to its clients as stock loan on a particular day.

Achievements______________________________________________________________________

• Appreciated for recommending well on reforms on the credit policies for retail assets and credit cards with the credit card reforms being implemented and for managing cross sell activities in a streamlined way with high level of transparency and communication

• Consistently acknowledged by the senior management, Credit Suisse, as impressive & value adding on the US & EU reports and for delivering very well on identifying prospects for the investor- hedge fund relationship, a first time effort from the India operations, Credit Suisse

Trainings/Certifications/AcademicProjects___________________________________________________

• CIBIL Training: A training program to understand scoring mechanism incorporated at CIBIL.

• Retail Asset Knowledge Series (RAKS): A training program to understand various retail assets products and their functioning.

• Crude Oil: The fundamental analysis of Crude Oil with respect varieties of crude oil, factors affecting crude oil prices and trading crude oil on the commodity exchange.

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