Daniel G. McCoy

** ****** ****

White, GA *****

770-***-****/678-***-****-Cell

whtmlb@r.postjobfree.com

PROFILE

Financial Professional currently in the financial services industry but desiring to join an exciting Bank where my twelve years experience in commercial, small business and consumer banking and lending will be put to use. Managed portfolios up to $25 MM. Extensive knowledge of Commercial and SBA lending. Exceptional leadership involvement with state and county organizations and colleges. Expertise in:

• Commercial Analysis and Underwriting • Financial Acumen Review

• Strong Business Partnerships • Management

• SBA Program • C&I, Construction Lending

PROFESSIONAL EXPERIENCE

Allstate Insurance Feb. 2010-Present

Financial Sales Specialist

• Call on businesses to offer supplemental insurance products

• Review existing policies for possible sales opportunities

• Reach out to existing clients and new prospect to offer investments and life insurance

Woodmen of the World Insurance Society June, 2009-Feb. 2010

Field and Financial Representative

• Solicit insurance and investment clients, specializing in 401K rollovers and Roth IRAs.

• Attained Life and Health, Series 6, Series 63 and Variable Product licenses in less than 3 months.

• Manage a portfolio of 480 clients with over $16,500,000 in force policies.

• Work with Bartow County school teachers as a vendor for the 403B plan.

• Conduct Estate and Retirement Planning sessions with clients.

• Service and conserve existing clients residing in a 4 county area

• Commission only position

United Community Bank Nov.2006 –Mar. 2009

Senior Vice President - Commercial/Construction and Retail - Senior Lender

• Managed portfolio and generated over $10 MM in new business in Commercial Real Estate (CRE) and Commercial and Industrial (C and I) and construction loans

• Prepared loan packages and review packages for Senior Credit Officer Review.

• Worked closely with OREO department to mitigate loan workouts and handled foreclosures and Bankruptcy notices.

• Lending authority of $150,000 secured credit and $50,000 unsecured.

• Reviewed core deposits, new CDs and new loan volume with Executive Committee on a daily basis.

• Processed and approved up to 40 commercial and consumer loans per month.

• Cross sell other bank products to loan customers

• Sought out possible SBA loans for the company. Responsible for lowering Past dues and delinquencies in loan portfolio, maintain below 2%.

Georgia State Bank

Vice President – Commercial Lender Feb.2004- Nov. 2006

• Managed $25 MM portfolio and generated over $15 MM in new business.

• Instituted SBA Program; achieved Preferred and Lender Status within eight months.

• Sign off authority of $150,000 secured credit and $50, 000 unsecured.

• Presented Loan packages on large credits to Loan Committee which included Credit Memo, Cash Flow Analysis, Debt Service Coverage, Global Debt Coverage and Risk Rating.

• Responsible for monitoring and collection of past due loans.

• Provided $475,000 line of credit to local University to facilitate regaining accreditation and stabilizing university.

• Designed and developed program which allowed local University Alumni to borrow up to $25,000 to be donated to the school. Out of a $3 MM Fund Raiser, $150,000 was financed through program and successfully recouped.

• Supervised Loan Assistants and conducted quarterly review

• Booked nearly $2MM in SBA 504b’s and Express loans in the first two years.

BB&T Nov. 2002 - Jan. 2004

Vice President – Small Business Banker

• Oversaw business clients with sales up to $5 million

• Completed training in commercial sales and lending. Assisted with OREO and other foreclosure processes.

• Responsible for underwriting credits up to $50,000.

• Performed loan reviews on clients with more than $500K exposure.

• Managed a portfolio of $19K to $21K.

• Cross sold bank products and referred to various commercial departments including BB&T Insurance.

Bank of America

April, 1997 –Nov. 2002

Vice President – Client Manager

• Managed a portfolio of 450 small business clients throughout Metro Atlanta.

• Managed all financial relationships for owners’ needs including commercial loans, personal loans, checking accounts, and treasury and merchant services for clients at eight to twelve branches through a team approach.

• Licensed Series 6, 63 and Life Insurance.

• Recognized as top one percent of Client Managers for Bank of America in 3 consecutive years.

• Recognized as one of top five Atlanta SBA lenders with Bank of America in 2001.

• Won awards as outstanding SBA lender.

EDUCATION

Benedictine University Isile, IL In Progress

Masters of Business Administration

Covenant College Lookout Mountain, GA Graduate

Bachelor of Science, Organizational Management

Reinhardt College Waleska, GA Graduate

Associates of Liberal Arts

CERTIFICATES AND LICENSES

Variable Products Sept. 2009

Series 6/63 Aug. 2009

Life and Health Insurance June 2009

Georgia Work Ready Certificate, Gold Level Nov. 2008

Certification for Retail Lenders, Bank Service Academy Feb. 2007

Omega Commercial Lending Training, Wake Forest University Sept. 2002

Multiple American Bankers Association courses since 1997

Cohen Brown Sales Training Nov. 2002

LEADERSHIP

Bartow Collaborative Board Cartersville, GA

Vice Chair, 08, 09; Officer, 2007

Bartow Business Association Cartersville, GA

Treasurer 2009; President, 2008; Founding Board Member, 2007

Chattahoochee Technical College Acworth, GA

Adult Education Advisory Board Member

Bartow Chamber Leadership Graduate-- 2008

REFERENCES

Mack Stevenson Attorney 770-***-**** whtmlb@r.postjobfree.com

Donnie Elliott Senior Lender 678-***-**** whtmlb@r.postjobfree.com

Bob Abernathy Accountant 770-***-**** whtmlb@r.postjobfree.com

Rhonda Newton Relationship Mgr 678-***-**** whtmlb@r.postjobfree.com

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