Karen R. Castelli
East Providence, RI 02914
*********@*****.***
Objective
To hold an employment as a processor and to deliver the best of my expert level proficiency to the reputed financial organization.
Professional Mortgage Skills:
•Mortgage Loan Processing
•FHA / VA
•Conventional Mortgages
•Home Equity Lines of Credit
•Sub Prime Underwriting
•Reviewing Financial Statements
•DU & LP
•Calyx
•Byte
•Empower
•HUD-1 Settlements
Administrative Skills:
•Data Entry
•Experienced in General Office Procedures
•Produce Word Processsed Documents
•Experienced in use of all Office Equiment
•Completion of all Mail Duties
•Able to Work as Part of a Team
•Produce Various Business
Correspondence Documents
•Exerienced in Filing and Updating
Records
•Daily Banking
•Maintenance of Petty Cash
Additional Skills:
•Ability to prioritize and organize functions on a daily basis.
•Strong interpersonal and communication skills.
•Familiar with fraud detection techniques, lending guidelines, mortgage industry, and reviewing, and underwriting complex or large individual consumer requests.
Experience:
Mergis Group/Atlantic Spherion
Contractor Mortgage Processing
Contractor for Citizens Bank November 2009 - June 2011
Responsible for reviewing financial statements, applicable ratios, credit reports, examining and evaluating transitions to certain accuracy communicating with customers for documentation needed.
Custom Home Loan Corp., Cranston, RI. January 2000 - October 2009
Mortgage Processor
Responsible for reviewing financial statements, applicable ratios, credit reports, examining and evaluating transitions to certain accuracy, fraud detection techniques, report preparation, renegotiation of loans, compliance review administration, input and processing of all mortgage loans, ordering and reviewing all titles and appraisals, scheduling loan closings, reviewing and approving all HUDS and closing documents prior to all loan closings, providing performance feedback, communicating with customers, provide training and guidelines to junior staff.
Education
Seekonk High School, Seekonk, MA
Graduation Diploma in Business
References furnished upon request