MICHAEL P. MAURER
** *** ******** *****, ***** Charles, Missouri 63301
314-***-**** **@*****.***
CAREER SUMMARY and COMPETENCIES
Employed as senior management in a wide variety of business disciplines. Extensive experience at senior policy development, department coordinating activities and budget management. Results and profit driven with a strong sense of ownership and urgency. Providing consistent record of vision, mission, purpose, and improved efficiencies.
ADDITIONAL CORE COMPETENCIES
C-level entrepreneur Problem solving General management
Skilled negotiations Merger and Acquisitions Operations management
Sales & sales management Strategic & Market strategy Marketing and Advertising
Debt & equity capital sources Planning & Business analysis P&L, Cost/Budget management
Commercial and residential loans Real Estate development & Leasing Project management
PROFESSIONAL EXPERIENCE
Real Estate Development and Construction - Multiple states, 20+ years-present
Owner, Contractor, Developer, Property Manager
• Each site selected, financed, constructed, leased and managed for areas ranging up to 450,000 sq. ft.
• Managed and fully responsible for area totaling over 2,000,000 sq ft.
• Owned four multifamily complexes of varying sizes. Used turn around skills to reorganize the largest development. Resulted in occupancy rate rising to 96% from 22% over a 24 month period.
• Recognized emerging trends and identified real estate development opportunities in local and national markets attracted with a strong entrepreneurial spirit. Structured transactions, developed and managed budgetary processes, established strategic plans to optimize profits.
• Developed wide variety of property types in multiple states, each with complete project management module.
• Planned all major financial, management, marketing, operational, corporate strategies and initiatives. Positioned projects for maximum value allowing for their merger or acquisition with a drive for results, attaining substantial profits.
• Advised and assessed thousands of projects and opportunities as a mortgage banker using trademark analytic models acquired though technical industry expertise to achieve goals. Negotiated and completed more than 30 real estate ventures for my own account.
• Experienced in all major real estate categories and most alternative property types.
• Competent in researching and implementing strategic plans and budgets that result in positive financial and operational results.
• Established professional industry relationships, formed strategic alliances, negotiated contracts with national and international external business sources that aided an increase in the number of profitable opportunities.
Commercial Mortgage Banking - Worldwide, Commercial CapitalBanc 20+ years-present
CEO and President
• Positioned the company as a mortgage bank, implemented and trained direct underwriting capabilities.
• Negotiated contracts with national/international monetary sources, acted as correspondent lender to enhance credibility.
• Established departmental responsibilities and coordinated functions among departments. Directed and implemented policy and operating standards for activities in human resources, training, national marketing, branding, accounting and financial management, and strategic planning.
• Used expertise to assess and analyze opportunities, evaluated and completed business analysis in meeting unique demands.
• Experienced in merger, acquisition and development scenarios covering all property types. Formed significant working relationships with top executives. Resulted in increased number of transactions.
• Demonstrated expert negotiating skills. Influenced Bahamian Prime Minister Perry Christie in a meeting to pledge $80 million dollars of government assistance for a $1 billion plus dollar project.
• Developed and used communication skills to present and implement numerous highly effective programs at all corporate levels which led to improved performance and a 25% reduction in employee turnover. Created proprietary quantitative and qualitative models using spread sheet and data base technology. Led to improved decision making capability and ability to analyze a greater number of potential projects.
• Developed and led a national marketing strategy including direct sales support and training that produced an ongoing market of active loan opportunities consistently in excess of $1.5 billion.
• Developed and implemented strategic marketing through Sales/Sales Management. Maintained a personal successful book of accounts and involvement in top level sales company wide.
• Directed and managed a national sales force and identified market opportunities. Developed and executed annual promotional plans, actively employed premium branding advertising. Conceived and led a strategic market planning process and began a multifaceted national marketing campaign utilizing internet, print and trade shows with global reach. The production statistics improved dramatically, transformed company from a local boutique mortgage bank to a well recognized national entity that increased our pipeline by over 500% in 36 months.
• Received proposal for apparent insurmountable $400 million loan request, assessed situational challenges and used problem solving skills to restructure entire proposal and management, resulting in offers from 3 lenders.
• Numerous projects required me to develop others to reliably manage activities with limited input in my absence.
• Developed action plans by identifying key issues. By creating flexible alternative solutions in advance, was able to overcome obstacles quickly improving closing ratio goals on time and under budget.
• Developed contingency planning, researched theories, and used decisiveness, flexibility and adaptability learned from experience and US Armed Services officer training. This is illustrated by numerous decisions to move forward with successful real estate projects and other major business initiatives not discovered by others.
Residential Mortgage Brokerage - St Charles, MO AmeriFirst, Inc 1984-Present
CEO and President
• Built company to 100+ employees and licensed in more than 42 states.
• Created and implemented a strategic business plan, established operating efficiencies and management, negotiated contracts with 300+ lenders.
• Created marketing through strategic alliances and networking opportunities.
• Improved loan processing by attention to detail and customer needs, increasing satisfaction customer scores.
• Led people and built teams through motivational training techniques and incentive reward programs.
• Fostered commitment, team spirit, pride, trust, and group identity.
• Utilized a partnering strategy to access a large network of lenders and correspondents which assured ability to provide customers with the low cost solution and superior customer service.
• Sales increased by over 400% during a 36 month period using multifaceted marketing and business development techniques.
Loan Mitigation and Credit Analysis - St Charles, MO Empire Capital 2002 – Present
CEO and President
• Not for profit company providing assistance for individuals and businesses.
• Mortgage LifeLine was established to assist lenders and help control costs for mitigation of loans, maintenance of property and ultimate disposition and disposal of real estate owned (REO) properties.
• Provide assistance to lending institutions for both residential and commercial lending credit issues and the resulting disposition of corresponding assets.
Mining and Manufacturing - Eastern KY AmeriEnergy, LLC 2004 – 2008
COO/President
• Used extensive experience to turn around dormant 300,000 acre timber operation.
• Re-focused owner on the key issues, developed new solutions and action plans, negotiated alternatives.
• Resulted in 50,000 acres cleared in Phase 1 securing the project direction and momentum for its continuation.
• Located significant coal deposits on timberland. Shifted course as analysis showed a more profitable venture.
• Developed financial arrangements to purchase the coal company and increase production capacity.
• Implemented a complex and demanding strategic plan to increase sales revenue by increasing the number of production. Daily oversight of multiple sites, to cure operational inefficiencies using creative and innovation solutions.
• Reorganized operations, revenues increase 450%; net income increased 300% over 18 month period. increasing capacity by 300% by being highly analytical decision maker
• Designed proprietary risk modeling software to analyze various mining scenarios.
• Developed more efficient solutions to hit revenue targets with clear financial management objectives.
EDUCATION, TRAINING, AND LICENSES
University of Missouri, St. Louis, Missouri, BS, BA, Finance; Washington University Selected additional coursework
LICENSE and CERTIFICATIONS: CLU-American College, Missouri Real Estate Broker License
COMPUTER SKILLS: Proficient in Microsoft Office Suite and many other industry related programs.
MILITARY SERVICE: Captain- US Army, Armor and Infantry Training
BOARD and ORGANIZATION MEMBERSHIPS
Special District Board, City of St Charles, MO as member and president 8 years,
Historic Downtown Association president, for more than 20 years