title examiner, foreclosure, reo, foreclosure workout and title abstra

DANIELLE SICA

* ****** **.

East Hanover, NJ **926

973-***-****

E-Mail: ************@*****.***

ESQ Title Agency, Inc., Title Exam/Clearing, Cranford, NJ

Licensed Title Producer/Examiner January 2008– June 2009

-Examine and produce title commitments

-Experience in clearing judgments, liens, clouds or defects on title for 16 different states

-Order and Review Tax and Assessment searches, tideland searches, and redemption figures

-Complete and prepare all subordination packages and agreements

-Communicate with lenders, loan officers, and attorneys for all files to give clearance prior to closing

-Prepare HUD statements and closing packages

Quality Title and Abstract, Inc., Title Exam/Clearing, Eatontown, NJ

Licensed Title Producer/Head Examiner September 2006– January 2008

-Responsible for handling all title claims directly with the Underwriter.

-Knowledge of title requirements and examining searches for commitments in 13 different States.

-Read cover records in preparation for final policies.

-Responsible for Review and sign off of Owners and Loan policies prior to sending out.

-Compile information and collaborate with underwriters in order to expand to additional states.

-Create charts, outlines, and State Guidelines for company intranet site

Netco Title Inc., Title & Closing Departments, Parsippany, NJ

Title/Settlement Agent April 2004 – July 2006

-Search public records and examine titles to determine legal condition of property title

-Examine mortgages, liens, judgments, easements, plat books, maps, contracts, and agreements to verify legal description, ownership, restrictions, or conformity to requirements

-Collaborate with lender to professionally close loans for mortgagors

-Prepare HUD statements in accordance with lenders closing instructions

-Complete post closing warehousing and verify payoffs prior to disbursement

-Interact Daily with mortgagors, lenders, and brokers

Stern, Lavinthal, Frankenburg & Norgaard, LLC, Foreclosure Department, Livingston, NJ

Legal Assistant/Paralegal July 1998– April 2004

-Prepare forbearance plans/stipulations

-Review foreclosure searches and upper court (UC) searches

-Calculate tax certifications and liens for redeeming properties in foreclosure

-Prepare filed complaints along with summonses for serving debtors

-Verify accuracy of legal descriptions with corresponding tax maps

-Compile debtor background to obtain accurate residencies and aliases

Summary of Qualifications

-Licensed NJ Title Insurance Producer

-11 years experience in the Foreclosure/Mortgage/Title industry with knowledge of Title Guidelines for 16 states.

-Knowledge in Foreclosure, Purchases, Refinances, Title Clearing, Examining, Abstracting and claims

-Experience in the Title Expansion process and importing data into new programs for advanced technology

-Solid track record of consistently meeting and exceeding all goals and objectives

-Strong skills in time management, prioritizing workload, and meeting strict deadlines

Awards/Achievements

-Stewart Title-Title Examiner Training Program, 2007 Department of Year Award, 2007 Expansion Team

Computer Skills

Advanced in: Word / Excel/ Outlook /PowerPoint/Snapclose/Snapclose Pro/Juris® / WinTitle Works® / Closers Choice® Gators®

Some knowledge of: Microsoft Access /UNIX /Webtrax

Education

Attended Essex County College 2000 – 2002

American School of Business

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