Account Executive/Sales Manager
Resume:
Johnny M. Williams
Sacramento, CA 95831
**************@*****.***
Objective: With over ten years concentrated experience in the financial industry as an Professional Sales Manager of residential mortgage loans. Strong knowledge of all types of loans products with an additional focus on matching products to customer needs. A dedicated professional who places high emphasis on the accurate analysis of each loan application to ensure loan quality.
Executive Summary:
With over 500 personally closed loan transactions.
Experience: Warren Properties Sacramento, CA 95825
Leasing Consultant 11/2008 to 12/2009
* Manage and supervise a staff of 5 at a 92 unit Apartment complex.
* Marketing and renting vacant units.
* Leasing to prospective residents and also collecting of monthly rents.
* Completing required reports.
* Responded to resident maintenance requests.
* Enforcement of rules and regulations.
* Ordered maintenance supplies.
WHL Commercial Lending Sacramento, CA 95831
Commercial Lending Consultant-- 01/2007 to 11/2008
We specialized in small commercial loans from $500,000.00 to $5,000,000.00 for refinances, purchases, Bars,Night Clubs Restaurants, Motels, Hotels, Barber Shops, Laundromats, Mobile&RV Parks, Tire repair shops.
Willams Home Loans Sacramento, CA 95831
Mortgage Broker/ R.E. Broker 10/2002 to 12/2006
Established strategies and tactics for minimizing profits using the hedging tools necessary for selling loans in the secondary market. Audit and review of unsaleable closed loans, condition for corrections and resubmission to investors. Worked with infrastructure sales branches: title companies, appraisers and county recorders to ensure correction of documents when necessary. Negotiated pricing to sale loans in the investor market.
Greene Home Loans Sacramento, CA 95818
Sr. Loan Consultant 03/1999 to 10/2002
* Reviewed and analyzed credit history based on investor
guidelines resulting in the proper match of customer needs
to products offered.
* Interfaced with loan officers and loan processors to assist them
in qualifying and structuring the loan transaction.
* Use sound judgment and analytical skills evaluate
credit, income and property values.
Education: USA School of Real Estate Sacramento, CA 95827
Finance and Economic 09/1998 to 02/2006
License: Accident and Health / Life- Only License-State of California Insurance-#0H10437-
Issuance Date: 08/27/2010 Expiration 02/04/2011
R.E. Broker License- State of California-#01255428 CA-Issuance Date: 09/27/2002 Expiration Date:09/26/2010
References: Available upon request:Pastor Clyde Rattler 916-***-****
Keishna Johnson 916-***-****, Raymond Noble 916-***-****
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