Compliance Executive

LISA K. KING, CRCM, CCBCO, CCBIA

**** ******** **** *****, ******** OH 43213

614-***-****, vs4w2h@r.postjobfree.com

SUMMARY

Strategic, Professionally Certified, Results-Driven Compliance and Risk Management Executive with more than 13 years of superior accomplishments in the program design, implementation and senior-level management of highly successful risk assessment and compliance program strategies.

ACCOMPLISHMENTS

• Developed and administered evergreen, sustainable enterprise wide Compliance Management Programs for banking and complementary activities ranging from small community banking to a multi-institutional program with $30B+ in credit lines. Program elements include, in part, training, gap analysis and remediation, continuous monitoring, escalation parameters and actionable reporting to business management and bank boards for existing, new and evolving business practices and regulatory requirements.

• Developed, administered and supported organizational Risk Assessment Methodologies focusing primarily on Compliance and Operational risk. Program elements included key risk identification, documentation of risk handling activities, risk ratings at the inherent and residual levels, ensuring risk owner accountability and reporting and escalation processes.

• Personally executed compliance strategies and later assembled and mentored a dynamic multi-level Risk Assessment and Compliance Management Team of 23, with a strong focus in the areas of Compliance Audit, Anti-Money Laundering, Operations Support, Client and Marketing Support. Serving as subject matter expert, consultant and partner to internal stakeholders for daily operations and project initiatives.

• Developed and implemented periodic, risk-based review for banking and complementary business process documentation ensuring the currency of processes, controls, training and supporting documentation.

• Managed all aspects of bank Compliance, AML and CRA examination activities including Request Letter fulfillment, liaison (and sometimes translator) between regulators and management, on-site exam management, responding to exam findings, communicating results to management and bank boards, and directing remediation activities. Experience with OCC and FDIC regulators.

• Regulatory scope experience includes, in part, ECOA, HMDA, RESPA, TILA, Credit CARD Act, AML/BSA/OFAC, UDAPA, Insider Lending, CRA, FCRA/FACTA, RFPA, SCRA, EFTA, FDCPA and their implementing regulations where applicable.

EMPLOYMENT HISTORY

Alliance Data, Columbus, Ohio

World Financial Network National Bank (WFNNB), Ohio

World Financial Capital Bank (WFCB), Utah

Sr. Director Compliance January 2007 – March 2010

Director Compliance September 2003 – December 2006

Developed, administered and managed various teams consisting of middle management associates, who were responsible for developing, implementing and enhancing best practices for comprehensive Regulatory, Compliance and Risk Assessment Programs for the organization. Held dual reporting relationships to the VP/General Counsel for the Retail Division and to the Board of Directors for both banking divisions (WFNNB and WFCB) to ensure compliance program consistency and effectiveness.

• Bank Officer Positions: Compliance, AML/BSA, CRA

• Mentored Middle Managers to become Subject Matter Experts, providing compliance guidance to our Internal Business Partners

• Provided executive partnership to all levels of management to develop risk-based solutions to critical business initiatives

• Managed bank regulatory examinations with the OCC and FDIC and maintained collaborative relationships for successful results

• Instrumental in successful career development initiatives and recruitment strategies

• Key Member of the Operational Risk Management Committee

• Oversaw the management, coordination, tracking and monitoring of corrective action plans for compliance and quality concerns

Stage Stores, Inc., Houston/Jacksonville, Texas

Granite National Bank, Ohio

Compliance Coordinator September 2001 – September 2003

Initial Project: Developed and provided strategic oversight of compliance and BSA management program satisfying terms of consent order (as amended) in under 15 months

• Reviewed, analyzed and implemented risk mitigation and remediation strategies

• Managed two teams responsible for operations (exception underwriting, card production, credit loss prevention) and compliance (consumer protection regulations, BSA)

• Direct reporting relationship to bank board of directors

• Managed OCC bank examination activities and developed collaborative relationship with examiners

• Bank Officer Positions: Compliance, AML/BSA

First National Bank of Newton, Newton, Texas

Asst. VP/Internal Auditor/Compliance Officer January 1997 – September 2001

• Developed and executed internal audit and compliance programs

• Key team member for customer communication redesign and start-up of HELOC program

• Developed and delivered training related to new/evolving regulatory requirements and business expectations

• Direct reporting relationship to bank board of directors

• Co-managed OCC bank examination activities

• Bank Officer Positions: Compliance

Lead Loan Secretary/Underwriter November 1991 – December 1996

• Oversaw lending support functions for consumer, commercial, aviation, marine and real property lending

• Informally supervised work of loan administrative staff in four locations

• Developed and delivered on-boarding training for loan secretary staff

EDUCATION

Bachelor of Business Administration, Mount Vernon Nazarene University, Mount Vernon, Ohio Cum Laude

PROFESSIONAL CERTIFICATIONS

Certified Regulatory Compliance Manager (CRCM)

Certified Community Bank Compliance Officer (CCBCO)

Certified Community Bank Internal Auditor (CCBIA)

PROFESSIONAL MEMBERSHIPS AND COMMUNITY INVOLVEMENT

Institute for Certified Bankers (ICB), Member

Columbus Housing Partnership, Board Member (2006-Present)

Awarded the Alliance Data Chairman’s Excellence Award for Individual Excellence 2006

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