Senior Commercial Lender

Timothy M Stevens

Vice President – Commercial Lender

*** ********** *****

North Augusta, SC 29860

815-***-**** cell 803-***-**** home

***********@*******.***

Experience

Greystone Capital Corporation – Vice President - Production

(Contract Position-Company based in Tampa, FL) – Augusta, GA, October 2009-Present

• Originate short sale purchasing/selling of notes, REO, and CMBS properties using private equity, hedge funds, REIT’s, Insurance companies, and capital markets funds

• Originate C&I and CRE debt from $500K-$50MM for Middle Market Companies ($2MM-$20MM annual revenues) Multi-Family, Retail, Office, self-storage, industrial parks, medical office, NNN, single-credit-tenant, & owner-user properties nationwide and middle market companies

SunTrust Bank, Vice President – Relationship Manager – C&I/CRE

Savannah/Augusta, GA March 2008 – June 2009

• Originate C&I and CRE Debt/Loans from $500K-$50MM, C&I to middle market clients ($2-$20MM) Multi-Family, Retail, Office, industrial parks, medical office, NNN, single-credit-tenant, & owner-user properties in SC, GA, N. FL

• Lending authority to $2MM, responsible for risk management of my portfolio and new construction projects

• Prepare and present proposals and reports to both clientele and management with financial solutions, trends, market analysis, while underwriting all my own credits/deals to $2MM lending authority limit

• Analyze C&I and CRE deals, credit worthiness of clientele, and make recommendations to clients/investors

• Perform Loan Workout functions – Note sales, restructuring existing notes/debt, principal reduction, collection duties, work with Special Assets personnel to properly manage distressed assets in a timely manner, minimize loan losses

• Effectively maintain and manage a commercial loan portfolio while increasing clientele and production

• Ensure bank and FDIC compliance regulations and policies are met and followed

Vice President – Originator, BMC Capital, LP

Dallas, TX (office in Augusta, GA), August 2007-March 2008

• Originated commercial real estate asset loans from $500K-$50MM

• Funded CRE loans using banks, CMBS, private equity, mezzanine, LOC, Hedge Funds, and Hard money lenders

• Document collection and assembled all credit packages per policy guidelines

• Effectively managed 4 state region – GA, SC, NC, (northern) FL, but lent nationwide

• Built database of over 500 contacts nationwide, investors, private funds, and real estate brokers

National Sales Director, AmVest Capital, LLC

Hilton Head Island, SC (office in Augusta, GA and Hilton Head Island, SC), January 2005-August 2007

• Managed 5 territory production originators – Midwest, South (2), Mid-Atlantic, and Northeast

• Originated Commercial Real Estate loans $500K-$100MM nationwide

• Led Marketing efforts of Fund to Funds products while establishing national contacts in CRE– used Cogendi

• Managed Investor Relations for AmVest Capital Fund of Funds on national basis, 2007

• Monitored and reported on AmVest Capital Markets CMBS Fund for CRE assets with SEC

• Promoted to National Sales Director March 2007 from Vice President of Production

Production

• Increased Company Revenues by 36% year over year in 2006, 22% in 2007, and 28% in 2008

• Instituted Company Guidelines for production and sales management in 2006 at AmVest Capital

• CRE transactions closed - $350MM since 2005 - C&I transactions closed $54MM since 2008

• Ranked 21st out of 114 CRE lenders in SunTrust footprint after only the first 6 months of production

• March 2007, received promotion at AmVest Capital to National Sales Director

Education

Iowa State University 1997 – 1999, 2007-2009 B.L.S. Degree

Millikin University 1996-1997

Joliet Junior College 1995 – 1996, 2007-2008 A.A. Degree

South Carolina - Life/Health/Accident & Property/Casualty/Surety/Marine Insurance Licenses

References

Mark Visco, Fire Chief, Belvedere Fire Department.

Belvedere, SC 803-***-****

Jim Koulos, President/Owner, Score Commercial Capital, LLC

Plainfield, IL 815-***-****

Loren Hartley, Senior Vice President, SunTrust Banks, Inc.

Augusta, GA 706-***-****

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