Insurance Real Estate

Mr. Jaime Granado

**** * ******

Phoenix, Arizona 85016

Cell: 602-***-****

E-mail: *******@***.***

PERSONAL OBJECTIVES

My career objective is to work in an environment where I am continually challenged and where I can provide a significant contribution to the organization, while meeting the needs of the customers and expectations of management. I am committed to increasing my depth of talent by taking on new responsibilities and projects.

Demonstrable skills:

Team Building

Positive Can-Do Attitude

Technically Able/Apt

Strong Verbal and Written Communication Skills

Information Management

Quality and Detail Oriented

Analytical

Works Well Independently

Ethical

Easy to Comprehend New Concepts and Ideas

Technical skills:

Web Design

Microsoft Word, Outlook and Power Point

McCracken/Strategy

Microsoft Excel/Visual Basic

yardi Voyager

PROFESSIONAL EXPERIENCE

First Preston Management, Inc.

August 2010 – August 2011

Phoenix, Arizona

Property Technician, Field Service Management

• Recruited and trained subcontractors to perform initial and routine inspections, system checks, fill out HUD property condition reports, provided vendor support/tools and explained and negotiated pricing and coverage areas.

• Process subcontractor documents, generate work orders for properties, initial services, inspections and notification letters, create property condition reports from information gathered during research, assign new acquisitions for processing, research background information on all properties, enter information from initial inspections and system checks into online asset management and work flow system, run various daily reports.

Berkadia Commercial Mortgage LLC.

July 2006 – May 2010

Tempe, Arizona

Client Relations Manager

• Acted as liaison between borrower, customer relations operations group, production personnel, trustees and Rating Agencies. Addressed and responded to normal and customary questions and inquires from Borrowers including monthly payments, payoff statements, satisfactions, replacement reserve requests, Arm adjustment calculations, taxes, insurance, escrow analysis, late charges, and insurance loss drafts.

• Review title report and survey. Work with local counsel to ensure any needed appurtenant easements are insured as part of the collateral under the mortgage. Work with local counsel and in-house counsel to negotiate changes to the loan documents. Address business points such as leasing approval thresholds, qualifications to borrower representations and warranties, insurance and condemnation provisions, membership/partnership transfer provisions, etc.

• Review and on occasion abstract leases. Abstract leases/Negotiate lease terms & subordination agreements. Identify business risks associated with lease provisions and how they affect the mortgagee's interest. Understand the ownership structure of the borrower. Work with the loan originator to approve partnership/membership transfer provisions in the mortgage. Review and approve due diligence items. Reconcile lease terms within each estoppel to the rent roll provided at underwriting. Confirm the proper amount of rental income, lease term, square footage, etc. for each tenant. Review the casualty and liability insurance coverage for proper insurable value, co-insurance provisions, rent loss coverage, etc.

Social Security Administration

February 2005 – July 2006

Phoenix, Arizona

Claims Representative

• Assisted the public in person, by mail, and by phone to establish entitlement to Social Security benefits. Obtained, clarified, and verified data used to analyze claims and make benefit entitlement decisions. Analyzed problems to identify significant factors, gather pertinent data, and recognize solutions; Planned and organized work; and communicated effectively orally and in writing.

• Assisted individuals in establishing their entitlement to receive benefits; adjudicated, authorized and reconsidered claims; represented programs before the general public; evaluated benefit program operations to assess the integrity and quality; and interpreted insurance program requirements and formulated policies, procedures and guidelines.

PROFESSIONAL LICENSES

Arizona Department of Real Estate – Sales agent

July 2007 – Current

EDUCATION

W.P. Carey School of Business: Arizona State University

August 2001 – December 2004

B.S. Business Administration, GPA 3.33

International Business Certificate

Minor in Communications

W.P. Carey School of Business: Arizona State University

August 2011 – Current

Master in Real Estate Development

REFERENCES

Available upon Request

Contact this candidate